3241 S Mester St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3241 S Mester St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,224 sqft · built 2004
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Aug 2017)
Tax Bill$3,333 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (moderate risk)
APNT060500155

Property Details

APN / Parcel Number

Primary APNT060500155
Alternative APN
  • 5-116B-9772-00-0548.0000000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,224 sqft Living Area
Gross Area1,836 sqft
1st Floor Area612 sqft
Basement Area612 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialSiding
Lot Area3,485 sqft (0.08 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area126 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT060500155
Street Address3241 S MESTER ST
CitySAINT CHARLES
StateMO
Zip63301-8087
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS #1 LOT 548
Legal SubdivisionNEW TOWN AT ST CHAS #1
Legal Lot Number548
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1049
Census Tract310201

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3241 S MESTER ST, SAINT CHARLES, MO 63301-8087
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2017 · Amount on Record
Deed SaleAug 3, 2017 · Amount on Record
Prior SaleAug 15, 2016
Deed Document Number2017484120
Deed Book / Page6785 / 1604
Prior Transfer DateAug 11, 2016
Prior Transfer Doc0065921378
Record UpdatedJun 8, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 3, 2017
Property Address3241 S MESTER ST, SAINT CHARLES, MO 63301-8087
Document Number0067851604
Book / Page006785 / 001604
Instrument DateJul 28, 2017
Instrument484120
Transaction TypeTransfer
Record UpdatedAug 9, 2017
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3241 S MESTER ST ST CHARLES MO 633018087, ST CHARLES, MO 63301-8087

Mortgage

Document Number67851606
DateAug 3, 2017
Book Page006785/001606
Instrument484130
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 2, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,333.00 (+5.64%)$50,961 (+8.69%)$268,218 (+8.69%) Land $73,336 Building $194,882
2024$3,155.00
2023$46,886
2022$246,768 Land $55,002 Building $191,766

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims3 (2013–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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