3236 S Mester St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3236 S Mester St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,700 sqft · built 2004
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Aug 2020)
Tax Bill	$4,179 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`T060500165`

Property Details

APN / Parcel Number

Primary APN	`T060500165`
Alternative APN	`5-116B-9772-00-0628.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,700 sqft Living Area
1st Floor Area	680 sqft
Basement Area	680 sqft
Finished Basement	340 sqft

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Siding
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T060500165
Old Parcel Number	T060500165
Street Address	3236 S MESTER ST
City	SAINT CHARLES
State	MO
Zip	63301-8088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN AT ST CHAS #1 LOT 628
Legal Range	05E
Legal Township	47N
Legal Section	00
Legal Subdivision	NEW TOWN AT ST CHAS #1
Legal Lot Number	628
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1048
Census Tract	310201

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3236 S MESTER ST, SAINT CHARLES, MO 63301-8088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Jun 29, 2005 · Amount on Record
Deed Document Number	0073741586
Deed Book / Page	7374 / 1586
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 18, 2020
Property Address	3236 S MESTER ST, SAINT CHARLES, MO 63301-8088
Document Number	0073741586
Book / Page	7374 / 1586
Map Reference	MB 42 PG 14
Instrument Date	Aug 17, 2020
Instrument	20200818000595220
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 KANDAHAR CT, 2, SAINT CHARLES, MO 63303-3135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3236 S MESTER ST, SAINT CHARLES, MO 63301-8088

Mortgage

Document Number	20200818000595230
Date	Aug 18, 2020
Instrument	20200818000595230

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,179.00	$64,011 (+8.5%)	$336,902 (+8.5%) Land $73,336 Building $263,566
2023		$58,997
2022			$310,513 Land $55,002 Building $255,511

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (2013–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20