3241 Circa de Tierra, Encinitas, CA 92024 Property Records

San Diego County property record for 3241 Circa de Tierra, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,784 sqft · built 1980
Lot Size	2.86 acres (125,017 sqft)
Owner	Company Name on Record
Last Sale	$1,865,000 (Apr 2020)
Tax Bill	$24,911 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264-250-11-00`

Property Details

APN / Parcel Number

Primary APN	`264-250-11-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,784 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	125,017 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3241 CIRCA DE TIERRA
City	ENCINITAS
State	CA
Zip	92024-6908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 154 TR 007531
Legal Subdivision	LAKE VAL SERENO
Legal Tract	007531
Legal Block	1
Legal Lot Number	154
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1041
Census Tract	17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3241 CIRCA DE TIERRA, ENCINITAS, CA 92024-6908
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Sep 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 3, 2020	Grant Deed, Transfer MORTGAGE CAP PTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Prior Sale	May 24, 1995 · Amount on Record
Deed Document Number	2020171633
Last Transfer Date	Aug 31, 2020
Transfer Doc	0000530766
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3241 CIRCA DE TIERRA, ENCINITAS, CA 92024-6908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000261323
Date	Jun 27, 2018
Instrument	2018-0261323

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2020
Property Address	3241 CIRCA DE TIERRA, ENCINITAS, CA 92024-6908
Document Number	0000530766
Instrument Date	Aug 31, 2020
Instrument	530766
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3241 CIRCA DE TIERRA ENCINITAS CA 920246908, ENCINITAS, CA 92024-6908

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2020
Property Address	3241 CIRCA DE TIERRA, ENCINITAS, CA 92024-6908
Document Number	0000171633
Instrument Date	Mar 3, 2020
Instrument	171633
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,052.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3241 CIRCA DE TIERRA ENCINITAS CA 920246908, ENCINITAS, CA 92024-6908

Mortgage

Document Number	171634
Date	Apr 3, 2020
Instrument	171634

Lender

Name	MORTGAGE CAP PTRS
Type	Mortgage Company
Address	12400 WILSHIRE BIVD # 900, LOS ANGELES, CA 90025

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,141,639 (+2%) Land $1,115,517 Building $1,026,122
2025	$24,911.00 (+10.91%) Homeowner's exemption	$2,099,647 (+7.1%) Land $1,093,645 Building $1,006,002
2023	$22,461.00 (+1.86%) Homeowner's exemption	$1,960,446 Land $1,051,178 Building $909,268
2022	$22,050.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Cox Communications, Race Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circa de Tierra

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