San Diego County property record for 3228 Circa de Tierra, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,178 sqft · built 1988 |
| Lot Size | 2.78 acres (121,532 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,375,000 (Mar 2012) |
| Tax Bill | $20,077 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-250-27-00 |
| Primary APN | 264-250-27-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,178 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 121,532 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 2642500500 |
|---|---|
| Street Address | 3228 CIRCA DE TIERRA |
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 148 (EX DOC84-466864&DOC84-466865) TR 007531 |
| Legal Subdivision | LAKE VAL SERENO |
| Legal Tract | 007531 |
| Legal Block | 1 |
| Legal Lot Number | 148 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 17111 |
Source: San Diego County records · APN 264-250-27-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3228 CIRCA DE TIERRA, ENCINITAS, CA 92024-6907 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 22, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 20, 2012 · Amount on Record |
| Deed Sale | Mar 20, 2012 · Amount on Record |
| Prior Sale | Sep 15, 1994 · Amount on Record |
| Deed Document Number | 2012162209 |
| Last Transfer Date | Jun 16, 2021 |
| Transfer Doc | 0000455207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3228 CIRCA DE TIERRA, ENCINITAS, CA 92024-6907 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000256982 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 2020-0256982 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 22, 2021 |
| Property Address | 3228 CIRCA DE TIERRA, ENCINITAS, CA 92024-6907 |
| Document Number | 0000455207 |
| Map Reference | MAP 7531 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021-0455207 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3228 CIRCA DE TIERRA, ENCINITAS, CA 92024-6907 |
| Document Number | 0000455208 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021-0455208 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,761,604 (+2%) Land $1,024,935 Building $736,669 | |
| 2025 | $20,077.00 (+4.97%) Homeowner's exemption | $1,727,064 (+4.04%) Land $1,004,839 Building $722,225 |
| 2023 | $19,126.00 (+2.91%) Homeowner's exemption | $1,660,002 Land $965,821 Building $694,181 |
| 2022 | $18,586.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Cox Communications, Verizon.
Based on FCC filings for 166 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OLIVENHAIN MWD serves 86,458 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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