3220 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 3220 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,542 sqft
Lot Size	0.948 acres (41,295 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2021)
Tax Bill	$3,333 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-442-0048-010`

Property Details

APN / Parcel Number

Primary APN	`74-14-442-0048-010`

Interior

Full Baths	2 Baths
Building Area	1,542 sqft Living Area
1st Floor Area	1,542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	41,295 sqft (0.948 acres)
Lot Depth	343 ft Depth
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3220 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOTS 232 & 233 COMM AT SW COR LOT 232, TH S 75D 46M 32S E 412.17' TO BEG, TH N 0D 16M E 329.24', TH N 89D 49M 17S E
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT NO 2
Legal Lot Number	232-233
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3013
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3220 POINTE TREMBLE RD, ALGONAC, MI 48001-4640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage OMEGA LENDING
Jun 1, 2021	Warranty Deed, Transfer
Aug 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Jul 7, 2005 · Amount on Record
Deed Document Number	202116354
Deed Book / Page	5373 / 343
Prior Transfer Date	May 12, 2021
Prior Transfer Doc	0053730343
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3220 POINTE TREMBLE RD, CLAY, MI 48001-4640
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	LEGACY TITLE AGENCY INC, LEGACY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22419 STREAMSIDE DR, MACOMB, MI 48044-3736

Mortgage

Document Number	0000536821
Date	May 19, 2021
Book Page	5368/21
Instrument	2021015174

Lender

Name	OMEGA LENDING
Type	Non-Lending Institution
Address	ROYAL OAK, MI 48067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 1, 2021
Property Address	3220 POINTE TREMBLE RD, CLAY, MI 48001-4640
Document Number	0005373343
Book / Page	5373 / 343
Instrument Date	May 12, 2021
Instrument	2021016354
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3220 POINTE TREMBLE RD, 3220, ALGONAC, MI 48001-4640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22419 STREAMSIDE DR, MACOMB, MI 48044-3736

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 13, 2019
Property Address	3220 POINTE TREMBLE RD, CLAY, MI 48001-4640
Document Number	0050850288
Book / Page	005085 / 000288
Instrument Date	Aug 13, 2019
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21052 SPURNEY LN HUNTINGTON BEACH CA 926467214, HUNTINGTON BEACH, CA 92646-7214

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,800 (+13.12%)	$227,600 (+13.12%)
2025	$3,333.00 (+2.27%) Homeowner's exemption	$100,600 (+8.87%)
2024	$3,259.00 (+8.63%)		$201,200 (+8.87%)
2023		$92,400
2022	$3,000.00		$184,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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