Lincoln County property record for 3228 Pine Tree St, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,008 sqft · built 1971 |
| Lot Size | 0.465 acres (20,255 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $216,500 (Jun 2018) |
| Tax Bill | $2,096 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3631-42-4889 |
| Primary APN | 3631-42-4889 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,008 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 20,255 sqft (0.465 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
| Storage Building | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 267885 |
|---|---|
| Street Address | 3228 PINE TREE ST |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-9229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #13 WHISPERING PINES AKA |
| Legal Subdivision | B WORTH HOFFMAN PROP |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 4 |
| Census Block | 4041 |
| Census Tract | 70400 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3228 PINE TREE ST, LINCOLNTON, NC 28092-9229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 15, 2018 | Warranty Deed, Transfer MOVEMENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on Record |
| Deed Sale | Jun 15, 2018 · Amount on Record |
| Prior Sale | May 28, 1999 · Amount on Record |
| Deed Document Number | 2018579317 |
| Deed Book / Page | 2749 / 949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3228 PINE TREE ST, LINCOLNTON, NC 28092-9229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 288978 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 2889/78 |
| Instrument | 605612 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 15, 2018 |
| Property Address | 3228 PINE TREE ST, LINCOLNTON, NC 28092-9229 |
| Document Number | 2749949 |
| Book / Page | 002749 / 000949 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 579317 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $433.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 924 PINE FOREST RD CHARLOTTE NC 282148333, CHARLOTTE, NC 28214-8333 |
| Document Number | 2749952 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 002749/000952 |
| Instrument | 579318 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 14, 2048 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,096.00 (+4.75%) | $301,509 (-) Land $27,000 Building $274,509 | $301,509 (-) Land $27,000 Building $274,509 |
| 2023 | $2,001.00 | $301,509 Land $27,000 Building $274,509 | $301,509 Land $27,000 Building $274,509 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONG SHOALS WATER SYSTEM private · serves 196 people · EPA ID NC0155103 |
|---|---|
| Water Source | Purchased surface water from LINCOLN COUNTY WTP |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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