3240 Bentonite Ln, Placerville, CA 95667 Property Records

El Dorado County property record for 3240 Bentonite Ln, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,621 sqft · built 2020
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jun 2019)
Tax Bill	$5,314 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`096-100-012-000`

Property Details

APN / Parcel Number

Primary APN	`096-100-012-000`
Alternative APNs	`09610012100` `0961001210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,621 sqft Living Area
1st Floor Area	1,621 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	435,600 sqft
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3240 BENTONITE LN
City	PLACERVILLE
State	CA
Zip	95667-9054
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	U
Legal Description	SEC 23 10 11
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1009
Census Tract	31404

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2835 JIM VALLEY RD, PLACERVILLE, CA 95667-7912
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
May 28, 2020	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Jun 27, 2019	Grant Deed, Transfer · Conventional Mortgage MICHELLE L MILLER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	201924925
Prior Transfer Date	Mar 7, 2008
Prior Transfer Doc	0000014734
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3240 BENTONITE LN, PLACERVILLE, CA 95667-9054
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3240 BENTONITE LN, PLACERVILLE, CA 95667-9054

Mortgage

Document Number	0000002138
Date	Jan 29, 2024
Instrument	2024-0002138

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3240 BENTONITE LN, PLACERVILLE, CA 95667-9054
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3240 BENTONITE LN, PLACERVILLE, CA 95667-9054

Mortgage

Document Number	0000020560
Date	Mar 24, 2021
Instrument	2021-0020560

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3240 BENTONITE LN, PLACERVILLE, CA 95667-9054
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024267
Date	May 28, 2020
Instrument	2020-0024267

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Mar 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 27, 2019
Property Address	3240 BENTONITE LN, PLACERVILLE, CA 95667-9054
Document Number	0000024925
Instrument Date	Jun 25, 2019
Instrument	24925
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	INTERCOUNTY TITLE, INTER-COUNTY TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2835 JIM VALLEY RD PLACERVILLE CA 956677912, PLACERVILLE, CA 95667-7912

Mortgage

Document Number	24926
Date	Jun 27, 2019
Instrument	24926

Lender

Name	MICHELLE L MILLER
Address	33 BARRIE DR, PITTSBURG, CA 94565-6127
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,583 (+2%) Land $176,360 Building $331,223
2025	$5,314.00 (+3.32%)	$497,631 (+4.04%) Land $172,902 Building $324,729
2023	$5,143.00 (+1.42%)	$478,309 Land $166,189 Building $312,120
2022	$5,071.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.8% of the US · above 88% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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