Anne Arundel County property record for 324 Windell Ave, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,390 sqft · built 1998 |
| Lot Size | 0.241 acres (10,490 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $487,000 (Oct 2020) |
| Tax Bill | $8,233 (2025) |
| Deeds & Mortgages | Oct 2020 Construction Loan Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-90097896 |
| Primary APN | 06-000-90097896 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,390 sqft Living Area |
| Gross Area | 2,701 sqft |
| 1st Floor Area | 888 sqft |
| Basement Area | 614 sqft |
| Finished Basement | 614 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,490 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 311 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Deck Area | 167 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00090097896 |
|---|---|
| Street Address | 324 WINDELL AVE |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-3243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 4 HUGG PROPERTY |
| Legal Subdivision | HUGG PROPERTY |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 706600 |
324 Windell Ave is owned and occupied by two individuals who bought it in October 2020.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 WINDELL AVE, ANNAPOLIS, MD 21401-3243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2020 | Deed of Trust, Construction Loan · Construction Mortgage FIRST UNITED BK |
| Oct 7, 2020 | Deed, Transfer · VA Mortgage FIRST UNITED BANK & TRUST CO |
| Jan 26, 2018 | Grant Deed, Transfer · VA Mortgage MCLEAN MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2020 · Amount on File |
| Deed Sale | Oct 7, 2020 · Amount on File |
| Prior Sale | Jan 26, 2018 · Amount on File |
| Deed Book / Page | 35365 / 449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 7, 2020 |
| Property Address | 324 WINDELL AVE, ANNAPOLIS, MD 21401-3243 |
| Document Number | 0353650455 |
| Book / Page | 035365 / 000455 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 324 WINDELL AVE ANNAPOLIS MD 214013243, ANNAPOLIS, MD 21401-3243 |
| Document Number | 353650455 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 035365/000455 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 7, 2020 |
| Property Address | 324 WINDELL AVE, ANNAPOLIS, MD 21401-3243 |
| Document Number | 0353650449 |
| Book / Page | 35365 / 449 |
| Map Reference | MB 198 PG 12 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | MID ATLANTIC SETMNT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 324 WINDELL AVE, ANNAPOLIS, MD 21401-3243 |
| Document Number | 35365455 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 35365/455 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 26, 2018 |
| Property Address | 324 WINDELL AVE, ANNAPOLIS, MD 21401-3243 |
| Document Number | 0317900299 |
| Book / Page | 031790 / 000299 |
| Instrument Date | Jan 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2018 |
| Title Company | TITLE FORWARD |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 324 WINDELL AVE ANNAPOLIS MD 214013243, ANNAPOLIS, MD 21401-3243 |
| Document Number | 317900305 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 031790/000305 |
| Name | MCLEAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2048 |
The 2025 property tax bill for 324 Windell Ave was $8,233.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $631,800 Land $194,600 Building $437,200 | $631,800 Land $194,600 Building $437,200 | |
| 2025 | $8,233.00 | ||
| 2023 | $6,607.00 | $460,100 Land $194,600 Building $265,500 | $460,100 Land $194,600 Building $265,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Windell Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2013–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Windell Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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