305 Windell Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 305 Windell Ave, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,099 sqft · built 1960
Lot Size0.181 acres (7,881 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Feb 2023)
Tax Bill$4,741 (2025)
Deeds & MortgagesSep 2026 Mortgage
Feb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-000-06060650

Property Details

APN / Parcel Number

Primary APN06-000-06060650
Alternative APNs
  • 6-000-06060650
  • 00006060650

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,099 sqft Living Area
1st Floor Area1,299 sqft
Basement Area800 sqft
Finished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,881 sqft (0.181 acres)
PorchEnclosed Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00006060650
Street Address305 WINDELL AVE
CityANNAPOLIS
StateMD
Zip21401-3242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LT 6 ANNAPOLIS
Legal SubdivisionANNAPOLIS
Legal Block4
Legal Lot Number6
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group4
Census Block4037
Census Tract706600

Owner

305 Windell Ave is owned and occupied by an individual who bought it in February 2023.

Source: Anne Arundel County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address305 WINDELL AVE, ANNAPOLIS, MD 21401-3242
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2026Deed of Trust, Mortgage · FHA Mortgage
FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN
Feb 3, 2023Special Warranty Deed, Transfer · FHA Mortgage
1ST FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2023 · Amount on File
Deed SaleFeb 3, 2023 · Amount on File
Deed Book / Page39438 / 150
Prior Transfer DateDec 7, 2022
Prior Transfer Doc0394380150
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateSep 11, 2026
Property Address305 WINDELL AVE, ANNAPOLIS, MD 21401-3242
Document Number4269000286
Book / Page42696 / 286
Instrument DateAug 13, 2026
Transaction TypeMortgage
Record UpdatedOct 7, 2026
Title CompanyFIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address305 WINDELL AVE, ANNAPOLIS, MD 21401-3242

Mortgage

Document Number4269000286,
DateSep 11, 2026
Book Page42696/286
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueSep 1, 2066
Interest
Max Rate-1%

February 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionANNE ARUNDEL MD
Recording DateFeb 3, 2023
Property Address305 WINDELL AVE, ANNAPOLIS, MD 21401-3242
Document Number0394380150
Book / Page39438 / 150
Instrument DateDec 7, 2022
Transaction TypeTransfer
Record UpdatedFeb 20, 2023
Title CompanyCAPITOL TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address305 WINDELL AVE, ANNAPOLIS, MD 21401-3242

Mortgage

Document Number0039438157
DateFeb 3, 2023
Instrument39438/157
Lender
Name1ST FINANCIAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 305 Windell Ave was $4,741 with a homeowner's exemption, up 3.4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$353,800 (+4.56%) Land $188,700 Building $165,100$353,800 (-) Land $188,700 Building $165,100
2025$4,741.00 (+3.38%) Homeowner's exemption$338,367$353,800 Land $188,700 Building $165,100
2024$4,586.00 (+3.87%)
2023$4,415.00 Homeowner's exemption$307,500 Land $188,700 Building $118,800$307,500 Land $188,700 Building $118,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Windell Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Windell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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