324 W Young St, Howe, TX 75459 Property Records

Grayson County property record for 324 W Young St, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	1,395 sqft · built 1952
Lot Size	0.195 acres (8,499 sqft)
Owner	Company Name on File
Last Sale	$178,087 (Feb 2022)
Tax Bill	$3,227 (2025)
Deeds & Mortgages	May 2022 Mortgage Feb 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H003 054400301`

Property Details

APN / Parcel Number

Primary APN	`H003 054400301`
Alternative APN	`152280`

Interior

Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	1,395 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1978
Lot Area	8,499 sqft (0.195 acres)
Lot Dimensions	170 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	480 sqft

Location & Zoning

Street Address	324 W YOUNG ST
City	HOWE
State	TX
Zip	75459-4663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0544 HAINING J A-G0544, TRACT 50X170.30X170 IRR
Legal Subdivision	HAINING J A-G0544
Legal Tract	50X170
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	4
Census Block	4020
Census Tract	1801

Owner

Source: Grayson County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	101 S COIT RD, 36105, RICHARDSON, TX 75080-5743
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE LLC
Feb 7, 2022	Deed of Trust, Mortgage · Construction Mortgage TEXAS REPUBLIC BANK NA
Feb 2, 2022	Warranty Deed, Transfer RED RIV TITLE COMPANY, RED RIVER TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on File
Deed Sale	Feb 7, 2022 · Amount on File
Prior Sale	Feb 2, 2022
Deed Document Number	20223864
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	324 W YOUNG ST, HOWE, TX 75459-4663
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016302
Date	May 10, 2022
Instrument	2022-16302

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	HOLLYWOOD, FL 33020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	324 W YOUNG ST, HOWE, TX 75459-4663
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003865
Date	Feb 7, 2022
Instrument	2022-3865

Lender

Name	TEXAS REPUBLIC BANK NA
Type	Bank
Address	FRISCO, TX 75034

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jan 28, 2023

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Feb 2, 2022
Property Address	324 W YOUNG ST, HOWE, TX 75459-4663
Document Number	0000003654
Instrument Date	Jan 25, 2022
Instrument	2022-3654
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 CIVIC CIR # 255, 255, LEWISVILLE, TX 75067-3424
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,227.00 (+6.85%)	$148,781 (-2.09%) Land $65,280 Building $83,501	$148,781 (-2.09%) Land $65,280 Building $83,501
2024	$3,020.00 (-6.96%)
2023		$151,963 Land $55,420 Building $96,543	$151,963 Land $55,420 Building $96,543
2022	$3,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWE serves 4,548 people · EPA ID TX0910013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: ElektraFi, Nextlink, TekWav, Verizon.

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