312 W Young St, Howe, TX 75459 Property Records

Grayson County property record for 312 W Young St, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	1,255 sqft · built 1999
Lot Size	0.238 acres (10,367 sqft)
Owner	Company Name on File
Tax Bill	$5,003 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H003 0544002`

Property Details

APN / Parcel Number

Primary APN	`H003 0544002`
Alternative APN	`152278`

Interior

Stories	1 Story
Building Area	1,255 sqft Living Area
Gross Area	1,555 sqft
1st Floor Area	1,255 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Lot Area	10,367 sqft (0.238 acres)
Lot Depth	95 ft Depth
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	131 sqft
Deck Area	424 sqft
Utility Building	294 sqft

Location & Zoning

Street Address	312 W YOUNG ST
City	HOWE
State	TX
Zip	75459-4663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0544 HAINING J A-G0544, ACRES .238, IRR
Legal Subdivision	HAINING J A-G0544
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	4
Census Block	4020
Census Tract	1801

Owner

312 W Young St is owned by a company that acquired it in December 2025.

Source: Grayson County records, as of June 15, 2026

Owner of Record	Company Name on File
Mailing Address	2502 CANYON CREEK DR, SHERMAN, TX 75092-2304
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Apr 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jan 16, 2023	Intrafamily Transfer, Transfer
Aug 21, 2018	Vendor's Lien, Transfer · Conventional Mortgage AMERIDREAM MORTGAGE GROUP LLC
Aug 21, 2018	Affidavit of Death, Transfer RED RIVER TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2025
Deed Sale	Dec 8, 2025
Prior Sale	Jan 16, 2023
Deed Document Number	202531848
Prior Transfer Date	Aug 19, 2018
Prior Transfer Doc	0000018846
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Recording Date	Jun 1, 2026
Property Address	312 W YOUNG ST, HOWE, TX 75459-4663
Document Number	0000013703
Instrument Date	Jun 1, 2026
Instrument	202613703
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W YOUNG ST, HOWE, TX 75459-4663

Mortgage

Document Number	0000013703,
Date	Jun 1, 2026
Instrument	202613703

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	312 W YOUNG ST, HOWE, TX 75459-4663
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 COUNTY LINE CHURCH RD, WHITESBORO, TX 76273-7117

Mortgage

Document Number	0000009289
Date	Apr 12, 2023
Instrument	2023-9289

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Jan 16, 2023
Property Address	312 W YOUNG ST, HOWE, TX 75459-4663
Document Number	0000001196
Instrument Date	Nov 16, 2022
Instrument	2023-1196
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1057 COUNTY LINE CHURCH RD, WHITESBORO, TX 76273-7117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3066, MCKINNEY, TX 75070-8182

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Aug 21, 2018
Property Address	312 W YOUNG ST, HOWE, TX 75459-4663
Document Number	0000018846
Map Reference	VOL5003 PG61
Instrument Date	Aug 19, 2018
Instrument	2018-00018846
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W YOUNG ST, HOWE, TX 75459-4663

Mortgage

Document Number	0000018847
Date	Aug 21, 2018
Instrument	2018-00018847

Lender

Name	AMERIDREAM MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2033

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	GRAYSON TX
Recording Date	Aug 21, 2018
Property Address	312 W YOUNG ST, HOWE, TX 75459-4663
Document Number	0000018845
Instrument Date	Aug 15, 2018
Instrument	18845
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	RED RIVER TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8403 COUNTY ROAD 206 CELINA TX 750094911, CELINA, TX 75009-4911

Tax Assessment & Valuation

The 2025 property tax bill for 312 W Young St was $5,003, down 0.7% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,003.00 (-0.71%)	$230,624 Land $61,167 Building $169,457	$230,624 Land $61,167 Building $169,457
2024	$5,039.00
2023		$240,147 Land $60,752 Building $179,395	$240,147 Land $60,752 Building $179,395
2022	$2,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 W Young St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 W Young St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWE serves 4,548 people · EPA ID TX0910013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: ElektraFi, Nextlink, TekWav, Verizon.

Nearby Properties on W Young St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures