324 W Thomas St, Salisbury, NC 28144 Property Records

Rowan County property record for 324 W Thomas St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,251 sqft · built 1927
Lot Size	0.203 acres (8,843 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Sep 2021)
Tax Bill	$3,522 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015 166`

Property Details

APN / Parcel Number

Primary APN	`015 166`
Alternative APN	`6347278`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,251 sqft Living Area
1st Floor Area	1,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2002
Exterior Material	Brick
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	13 ft deep x 6.8 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	293 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	324 W THOMAS ST
City	SALISBURY
State	NC
Zip	28144-5352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L94
Legal Subdivision	ORIGINAL P N HEILIG PROPERTY
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1015
Census Tract	50300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Salisbury Historic District (Boundary Increase II) listed 1989 · 131 contributing resources · NRIS 89000760

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	324 W THOMAS ST, SALISBURY, NC 28144-5352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS BANK
Jul 9, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST CITIZENS BANK & TRUST CO
May 25, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Prior Sale	Jul 9, 2020 · Amount on File
Deed Book / Page	1385 / 119
Prior Transfer Date	Feb 17, 2006
Prior Transfer Doc	0010840459
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 28, 2021
Property Address	324 W THOMAS ST, SALISBURY, NC 28144-5352
Document Number	0013850119
Book / Page	1385 / 119
Map Reference	PG 146-149
Instrument Date	Sep 28, 2021
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 480896, CHARLOTTE, NC 28269-5307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 W THOMAS ST, SALISBURY, NC 28144-5352

Mortgage

Document Number	1385120
Date	Sep 28, 2021
Instrument	1385/120

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 9, 2020
Property Address	324 W THOMAS ST, SALISBURY, NC 28144-5352
Document Number	0013510999
Book / Page	1351 / 999
Instrument Date	Jul 9, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$454.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 MITCHELL AVE, 410, SALISBURY, NC 28144-6245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 W THOMAS ST, SALISBURY, NC 28144-5352

Mortgage

Document Number	13521
Date	Jul 9, 2020
Instrument	1352/1

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 25, 2018
Property Address	324 W THOMAS ST, SALISBURY, NC 28144-5352
Document Number	0013090808
Book / Page	1309 / 0808
Map Reference	DKT 4 PG 146-149
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 MITCHELL AVE, 708, SALISBURY, NC 28144-6284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 W THOMAS ST, SALISBURY, NC 28144-5352

Mortgage

Document Number	13090809
Date	May 25, 2018
Instrument	1309/0809

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,522.00	$294,499 (-) Land $23,970 Building $270,529	$294,499 (-) Land $23,970 Building $270,529
2025	$3,522.00	$294,499 (-) Land $23,970 Building $270,529
2023	$3,522.00	$294,499 Land $23,970 Building $270,529	$294,499 Land $23,970 Building $270,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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