313 W Thomas St, Salisbury, NC 28144 Property Records

Rowan County property record for 313 W Thomas St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,127 sqft · built 1999
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Mar 2025)
Tax Bill	$4,719 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015 140`

Property Details

APN / Parcel Number

Primary APN	`015 140`
Alternative APN	`6342709`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,127 sqft Living Area
1st Floor Area	1,519 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2015
Exterior Material	Wood Siding
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	18 ft deep x 6 ft wide
Garage Type	Detached
Garage Area	320 sqft
Porch	Porch
Porch Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	313 W THOMAS ST
City	SALISBURY
State	NC
Zip	28144-5351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT L 2 A.S. HEILIG DECD.
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1021
Census Tract	50300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Salisbury Historic District (Boundary Increase II) listed 1989 · 131 contributing resources · NRIS 89000760

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

313 W Thomas St is owned and occupied by two individuals who bought it in March 2025.

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	313 W THOMAS ST, SALISBURY, NC 28144-5351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 6, 2017	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2025 · Amount on File
Deed Sale	Mar 27, 2025 · Amount on File
Prior Sale	Aug 17, 2023 · Amount on File
Deed Book / Page	1459 / 111
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 17, 2023
Property Address	313 W THOMAS ST, SALISBURY, NC 28144-5351
Document Number	0014280153
Book / Page	1428 / 153
Instrument Date	Aug 14, 2023
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 CAPETOWN CT UNIT 305, 305, WEAVERVILLE, NC 28787-2730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W THOMAS ST, SALISBURY, NC 28144-5351

Mortgage

Document Number	0001428154
Date	Aug 17, 2023
Instrument	1428/154

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 6, 2017
Property Address	313 W THOMAS ST, SALISBURY, NC 28144-5351
Document Number	0012840530
Book / Page	001284 / 000530
Instrument Date	Jan 27, 2017
Transaction Type	Transfer
Record Updated	Feb 16, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 W THOMAS ST SALISBURY NC 281445351, SALISBURY, NC 28144-5351

Mortgage

Document Number	12840531
Date	Feb 6, 2017
Book Page	001284/000531

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 313 W Thomas St was $4,719.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,719.00	$394,574 Land $23,850 Building $370,724	$394,574 Land $23,850 Building $370,724
2023	$3,380.00 (+34.66%)	$282,643 (+55.05%) Land $23,850 Building $258,793	$282,643 (+55.05%) Land $23,850 Building $258,793
2022	$2,510.00	$182,290 Land $20,670 Building $161,620	$182,290 Land $20,670 Building $161,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 313 W Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 W Thomas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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