Medina County property record for 324 W Main St, Spencer, OH 44275
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,326 sqft · built 1930 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $141,800 (Jun 2020) |
| Tax Bill | $2,204 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Jan 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-27A-03-012 |
| Primary APN | 037-27A-03-012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 5 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 1,768 sqft |
| Upper Floors Area | 442 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 243 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 324 W MAIN ST |
|---|---|
| City | SPENCER |
| State | OH |
| Zip | 44275-9501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 13 LOT 6 S MID .250A |
| Legal Subdivision | VILLAGE/SPENCER SEC 13 |
| Legal Tract | 13 |
| Legal Lot Number | 6 |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 410000 |
Source: Medina County records, as of April 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 324 W MAIN ST, SPENCER, OH 44275-9501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jan 16, 2026 | Transfer on Death Deed, Transfer |
| Jan 26, 2024 | Intrafamily Transfer, Transfer |
| Mar 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Jun 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Feb 16, 2017 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2020 · Amount on Record |
| Deed Sale | Jun 4, 2020 · Amount on Record |
| Prior Sale | Feb 16, 2017 · Amount on Record |
| Deed Document Number | 202012504 |
| Last Transfer Date | Jan 26, 2024 |
| Transfer Doc | 0000001268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Jan 16, 2026 |
| Property Address | 324 W MAIN ST, SPENCER, OH 44275-9501 |
| Document Number | 0000000942 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 2026OR000942 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 MAIN W ST, SPENCER, OH 44275-9501 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Jan 26, 2024 |
| Property Address | 324 W MAIN ST, SPENCER, OH 44275-9501 |
| Document Number | 0000001268 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 2024OR001268 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 324 W MAIN ST, SPENCER, OH 44275-9501 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 324 W MAIN ST, SPENCER, OH 44275-9501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005326 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 2017OR005326 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Jun 4, 2020 |
| Property Address | 324 W MAIN ST, SPENCER, OH 44275-9501 |
| Document Number | 0000012504 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 2020OR012504 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 324 W MAIN ST, SPENCER, OH 44275-9501 |
| Document Number | 0000012505 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 2020OR012505 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Feb 16, 2017 |
| Property Address | 324 W MAIN ST, SPENCER, OH 44275-9501 |
| Document Number | 0000003536 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 2017OR003536 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 324 W MAIN ST, SPENCER, OH 44275-9501 |
| Document Number | , 2017OR003537 |
|---|---|
| Date | Feb 16, 2017 |
| Instrument | 2017OR003537 |
| Type | Mortgage Company |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Number | 0000003538 |
|---|---|
| Date | Feb 16, 2017 |
| Instrument | 2017OR003538 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| Municipality | Spencer Village |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,204.00 (+1.66%) | $49,870 (+10.45%) Land $7,510 Building $42,360 | $142,510 (+10.47%) Land $21,470 Building $121,040 |
| 2024 | $2,168.00 (+4.58%) | $45,150 (-) Land $10,440 Building $34,710 | |
| 2023 | $2,073.00 (-2.12%) | $45,150 (-) Land $10,440 Building $34,710 | |
| 2022 | $2,118.00 | $45,150 Land $10,440 Building $34,710 | $129,000 Land $29,830 Building $99,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SPENCER serves 800 people · EPA ID OH5201611 |
|---|---|
| Water Source | Purchased surface water from RURAL LORAIN CO. WATER A |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Omni Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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