312 W Main St, Spencer, OH 44275 Property Records

Medina County property record for 312 W Main St, Spencer, OH 44275

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,264 sqft · built 1900
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Apr 2004)
Tax Bill	$2,105 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037-27A-03-014`

Property Details

APN / Parcel Number

Primary APN	`037-27A-03-014`
Alternative APNs	`37-27A-03-014` `0010578`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,264 sqft Total Area
1st Floor Area	2,264 sqft
Upper Floors Area	1,132 sqft
Basement Area	510 sqft
Unfinished Basement	510 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2023
Architectural Style	Duplex Single
Exterior Material	Siding
Construction Type	Wood
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	255 ft deep x 125 ft wide
Garage Type	Pole Building Garage
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	434 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	312 W MAIN ST
City	SPENCER
State	OH
Zip	44275-9501
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	TR 13 LOT 6 S E PT .776A
Legal Tract	13
Legal Lot Number	6
Jurisdiction	MEDINA OH
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2030
Census Tract	410000

Owner

Source: Medina County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 W MAIN ST, SPENCER, OH 44275-9501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2004 · Amount on Record
Deed Sale	Apr 28, 2004 · Amount on Record
Deed Document Number	200417299
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDINA OH
Property Address	312 W MAIN ST, SPENCER, OH 44275-9501
Document Number	0000005669
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 W MAIN ST SPENCER OH 442759501, SPENCER, OH 44275-9501

Mortgage

Document Number	0000005669
Date	Mar 22, 2018
Instrument	5669

Lender

Name	SPRING EQ LLC
Address	PHILADELPHI, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 21, 2033

Tax Assessment & Valuation

Source: Medina County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Medina County
Municipality	Spencer Village
Unified School District	Black River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,105.00 (-11.52%)	$47,350 (-28.87%) Land $23,690 Building $23,660	$135,280 (-28.87%) Land $67,690 Building $67,590
2024	$2,379.00 (-0.92%)	$66,570 (+27.99%) Land $32,920 Building $33,650
2023	$2,401.00 (-2.12%)	$52,010 (-) Land $29,070 Building $22,940
2022	$2,453.00	$52,010 Land $29,070 Building $22,940	$190,180 Land $94,050 Building $96,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF SPENCER serves 800 people · EPA ID OH5201611
Water Source	Purchased surface water from RURAL LORAIN CO. WATER A
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Omni Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20