FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
324 W 16TH ST, CHICO, CA 95928-6506
Mortgage
Document Number
0000033741
Date
Dec 19, 2025
Instrument
2025-0033741
Lender
Name
SCHOOLSFIRST FCU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2056
December 2025: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
BUTTE CA
Recording Date
Dec 19, 2025
Property Address
324 W 16TH ST, CHICO, CA 95928-6506
Document Number
0000033739
Map Reference
MB 4 PG 56
Instrument Date
Dec 2, 2025
Instrument
2025-0033739
Transaction Type
Transfer
Record Updated
Jan 19, 2026
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1658 BRIGHTWATER CT, EL DORADO HILLS, CA 95762-5970
July 2022: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
BUTTE CA
Recording Date
Jul 29, 2022
Property Address
324 W 16TH ST, CHICO, CA 95928-6506
Document Number
0000025456
Map Reference
MB 4 PG 56
Instrument Date
Jul 27, 2022
Instrument
2022-0025456
Transaction Type
Transfer
Record Updated
Sep 28, 2023
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1658 BRIGHTWATER CT, EL DORADO HILLS, CA 95762-5970
January 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
BUTTE CA
Recording Date
Jan 21, 2020
Property Address
324 W 16TH ST, CHICO, CA 95928-6506
Document Number
0000002309
Instrument Date
Jan 17, 2020
Instrument
2309
Transaction Type
Transfer
Record Updated
Feb 11, 2020
Title Company
RIO VALLEY TITLE, MID VALLEY TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$327.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
324 W 16TH ST CHICO CA 959286506, CHICO, CA 95928-6506
Mortgage
Document Number
2310
Date
Jan 21, 2020
Instrument
2310
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jan 20, 2050
February 2020: Grant Deed
Document Type
Grant Deed
Jurisdiction
BUTTE CA
Recording Date
Feb 10, 2020
Property Address
324 W 16TH ST, CHICO, CA 95928-6506
Document Number
0000006123
Instrument Date
Jan 17, 2020
Instrument
6123
Record Updated
Mar 3, 2020
Title Company
MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO
Transaction
Amount
Amount on Record
Tax
$327.00
Amount Accuracy
Full Value
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
324 W 16TH ST CHICO CA 959286506, CHICO, CA 95928-6506
April 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
BUTTE CA
Recording Date
Apr 17, 2017
Property Address
324 W 16TH ST, CHICO, CA 95928-6506
Document Number
0000013198
Instrument Date
Mar 14, 2017
Instrument
13198
Transaction Type
Transfer
Record Updated
May 16, 2017
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
2485 NOTRE DAME BLVD CHICO CA 959287161, CHICO, CA 95928-7161
Tax Assessment & Valuation
The 2025 property tax bill for 324 W 16th St was $4,890, up 6.8% from the year before.
Source: Butte County assessment roll, as of August 21, 2026
Property Jurisdictions
Type
Name
State
California
County
Butte County
Municipality
Chico City
Unified School District
Chico Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$435,000 (+3.88%)Land $180,000Building $255,000
2025
$4,890.00 (+6.84%)
$418,761Land $166,464Building $252,297
2024
$4,577.00 (+1.19%)
$378,450
2023
$4,523.00 (+30.35%)
$402,500Land $160,000Building $242,500
2022
$3,470.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 324 W 16th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 49 policies
Nearby Flood Policies
49 in force
Nearby Flood Claims
1 (1998)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Mar 1998 · Severe Winter Storms And Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 324 W 16th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source
Groundwater
Last State Inspection
May 2024
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025