St. Charles County property record for 324 Trailhead Way, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,444 sqft · built 2007 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Last Sale | $685,000 (Apr 2024) |
| Tax Bill | $7,259 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Apr 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T071700070 |
| Primary APN | T071700070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,444 sqft Living Area |
| Gross Area | 5,188 sqft |
| 1st Floor Area | 2,294 sqft |
| Basement Area | 2,294 sqft |
| Finished Basement | 1,150 sqft |
| Unfinished Basement | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Masonry Veneer |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 374 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T071700070 |
|---|---|
| Street Address | 324 TRAILHEAD WAY |
| City | O FALLON |
| State | MO |
| Zip | 63368-7588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARATHAVEN LOT A63 |
| Legal Subdivision | BARATHAVEN |
| Legal Lot Number | A63 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 311151 |
Source: St. Charles County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 324 TRAILHEAD WAY, O FALLON, MO 63368-7588 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 3, 2024 | Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC |
| Oct 15, 2020 | Deed of Trust, Mortgage NEW AMERICAN FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2024 · Amount on Record |
| Deed Sale | Apr 3, 2024 · Amount on Record |
| Prior Sale | May 1, 2013 · Amount on Record |
| Deed Document Number | 202412490 |
| Prior Transfer Date | Dec 18, 2019 |
| Prior Transfer Doc | 0000727850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 324 TRAILHEAD WAY, DARDENNE PRAIRIE, MO 63368-7588 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 324 TRAILHEAD WAY, O FALLON, MO 63368-7588 |
| Document Number | 0000035939 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021R-035939 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 3, 2024 |
| Property Address | 324 TRAILHEAD WAY, DARDENNE PRAIRIE, MO 63368-7588 |
| Document Number | 0000012490 |
| Map Reference | MB 43 PG 120 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 2024R-012490 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 324 TRAILHEAD WAY, DARDENNE PRAIRIE, MO 63368-7588 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 324 TRAILHEAD WAY, DARDENNE PRAIRIE, MO 63368-7588 |
| Document Number | 0000080515 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2021 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 324 TRAILHEAD WAY DARDENNE PRAIRIE MO 633687588, DARDENNE PRAIRIE, MO 63368-7588 |
| Document Number | 0000080515 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 80515 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 21, 2050 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Dardenne Prairie City |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,549 (-) | $597,627 (-) Land $83,079 Building $514,548 | |
| 2025 | $7,259.00 (+8.65%) | $113,549 (+12.35%) | $597,627 (+12.35%) Land $83,079 Building $514,548 |
| 2024 | $6,681.00 | ||
| 2023 | $101,070 | ||
| 2022 | $531,946 Land $64,617 Building $467,329 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1986–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures