St. Charles County property record for 304 Trailhead Way, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,266 sqft · built 2005 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Oct 2018) |
| Tax Bill | $8,189 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T071700080 |
| Primary APN | T071700080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,266 sqft Living Area |
| Gross Area | 6,577 sqft |
| 1st Floor Area | 2,147 sqft |
| Basement Area | 1,943 sqft |
| Finished Basement | 1,400 sqft |
| Unfinished Basement | 543 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | Deck Area |
| Patio Area | 326 sqft |
| Heating Fuel | Solar |
|---|---|
| Sewer | Connected |
| Account Number | T071700080 |
|---|---|
| Street Address | 304 TRAILHEAD WAY |
| City | O FALLON |
| State | MO |
| Zip | 63368-7588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARATHAVEN LOT A73 |
| Legal Subdivision | BARATHAVEN |
| Legal Lot Number | A73 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 311151 |
304 Trailhead Way is owned and occupied by two individuals who bought it in October 2018.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 TRAILHEAD WAY, O FALLON, MO 63368-7588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 16, 2020 | Deed of Trust, Mortgage GUILD MTG |
| Oct 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2018 · Amount on File |
| Deed Sale | Oct 16, 2018 · Amount on File |
| Prior Sale | Nov 13, 2012 · Amount on File |
| Deed Document Number | 2018589830 |
| Deed Book / Page | 6990 / 1418 |
| Prior Transfer Date | Sep 25, 2014 |
| Prior Transfer Doc | 0062482105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 304 TRAILHEAD WAY, DARDENNE PRAIRIE, MO 63368-7588 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071262307 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 7126/2307 |
| Instrument | 20190821000441780 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 304 TRAILHEAD WAY, DARDENNE PRAIRIE, MO 63368-7588 |
| Document Number | 0072741240 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 304 TRAILHEAD WAY O FALLON MO 633687588, O FALLON, MO 63368-7588 |
| Document Number | 0072741240 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 007274/001240 |
| Instrument | 246720 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Apr 20, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 16, 2018 |
| Property Address | 304 TRAILHEAD WAY, DARDENNE PRAIRIE, MO 63368-7588 |
| Document Number | 0069901418 |
| Book / Page | 6990 / 1418 |
| Map Reference | MB 43 PG 120 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 20181016000589830 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | US TITLE CORPORATION AND OR |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 304 TRAILHEAD WAY, 304, DARDENNE PRAIRIE, MO 63368-7588 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 304 TRAILHEAD WAY, DARDENNE PRAIRIE, MO 63368-7588 |
| Investor | Possibly a Property Investor |
| Document Number | 20181016000589840 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 20181016000589840 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2033 |
The 2025 property tax bill for 304 Trailhead Way was $8,189, up 5.2% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Dardenne Prairie City |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,161 (-) | $674,534 (-) Land $83,079 Building $591,455 | |
| 2025 | $8,189.00 (+5.24%) | $128,161 | $674,534 Land $83,079 Building $591,455 |
| 2024 | $7,781.00 | ||
| 2023 | $117,771 | ||
| 2022 | $619,847 Land $64,617 Building $555,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 304 Trailhead Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1986–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Trailhead Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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