Harford County property record for 324 Sunray Ct, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,210 sqft · built 1992 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $327,500 (Aug 2026) |
| Tax Bill | $2,733 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-248839 |
| Primary APN | 01-248839 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,210 sqft Total Area |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 248839 |
|---|---|
| Street Address | 324 SUNRAY CT |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2562 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 760 2000 SF 324 SUNRAY COURT CONST FRNDSHP S11 P73/21 |
| Legal Subdivision | CONSTANT FRIENDSHIP |
| Legal Lot Number | 760 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301205 |
324 Sunray Ct, a townhouse, is owned and occupied by an individual who bought it in August 2026.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 324 SUNRAY CT, ABINGDON, MD 21009-2562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Apr 6, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Feb 8, 2017 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on File |
| Deed Sale | Aug 14, 2026 · Amount on File |
| Prior Sale | Feb 29, 2016 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 17249 / 424 |
| Prior Transfer Date | Feb 20, 2013 |
| Prior Transfer Doc | 0106000192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 14, 2026 |
| Property Address | 324 SUNRAY CT, ABINGDON, MD 21009-2562 |
| Document Number | 1724000424 |
| Book / Page | 17249 / 424 |
| Instrument Date | Jul 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | LAWYERS EXPRESS TITLE LLC, LAWYERS EXPRESS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330,775.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 324 SUNRAY CT, ABINGDON, MD 21009-2562 |
| Document Number | 1724000432, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 17249/432 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 324 SUNRAY CT, ABINGDON, MD 21009-2562 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0158700117 |
|---|---|
| Date | Apr 6, 2023 |
| Book Page | 15870/117 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 324 SUNRAY CT, ABINGDON, MD 21009-2562 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0122210054 |
|---|---|
| Date | Feb 8, 2017 |
| Book Page | 12221/0054 |
| Instrument | 12221-0054 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2047 |
The 2026 property tax bill for 324 Sunray Ct was $2,733, up 13.5% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,733.00 (+13.54%) | $250,800 (+6.35%) Land $58,000 Building $192,800 | $250,800 (-) Land $58,000 Building $192,800 |
| 2025 | $2,407.00 | $235,833 | $250,800 Land $58,000 Building $192,800 |
| 2023 | $205,900 Land $58,000 Building $147,900 | $205,900 Land $58,000 Building $147,900 | |
| 2022 | $2,187.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Sunray Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 324 Sunray Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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