321 Sunray Ct, Abingdon, MD 21009 Property Records

Harford County property record for 321 Sunray Ct, Abingdon, MD 21009

Property Summary

Property Type	Townhouse
Details	2 ba · 1,214 sqft · built 1992
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Apr 2025)
Tax Bill	$2,412 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-249045`

Property Details

APN / Parcel Number

Primary APN	`01-249045`
Alternative APNs	`1249045` `249045`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,214 sqft Total Area
Basement Area	455 sqft
Finished Basement	455 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	249045
Street Address	321 SUNRAY CT
City	ABINGDON
State	MD
Zip	21009-2562
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 779 2000 SF 321 SUNRAY COURT CONST FRNDSHP S11 P73/21
Legal Subdivision	CONSTANT FRIENDSHIP
Legal Lot Number	779
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3000
Census Tract	301205

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 SUNRAY CT, ABINGDON, MD 21009-2562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Jun 9, 2020 · Amount on Record
Record Updated	Sep 20, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 9, 2020
Property Address	321 SUNRAY CT, ABINGDON, MD 21009-2562
Document Number	0138990116
Book / Page	013899 / 000116
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 FULFORD AVE #100 BEL AIR MD 210143938, 100, BEL AIR, MD 21014-3938

Mortgage

Document Number	138990124
Date	Jun 9, 2020
Book Page	013899/000124

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,700 (+22.06%) Land $58,000 Building $198,700	$256,700 (+22.06%) Land $58,000 Building $198,700
2025	$2,412.00 (+9.79%)
2023		$210,300 Land $58,000 Building $152,300	$210,300 Land $58,000 Building $152,300
2022	$2,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880