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324 Split Rail Dr, Tuscaloosa, AL 35405 Property Records

Tuscaloosa County property record for 324 Split Rail Dr, Tuscaloosa, AL 35405

Property Summary

Property TypeGarden Home
Details3 bd · 2 ba · 1,450 sqft · built 2006
OwnerIndividual Name on File
Last Sale$148,000 (Jun 2016)
Tax Bill$560 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN36-06-24-0-001-002.042

Property Details

APN / Parcel Number

Primary APN36-06-24-0-001-002.042
Alternative APNs
  • 118074
  • 74504

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,450 sqft Living Area
1st Floor Area1,450 sqft
Utility Area80 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2008
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Garage TypeFinished
Garage Area440 sqft
PorchOpen Porch
Porch Area151 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number74504
Street Address324 SPLIT RAIL DR
CityTUSCALOOSA
StateAL
Zip35405-9637
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Garden Home
Legal DescriptionLOT 129 FIELDS CROSSING PH 1
Legal Range10W
Legal Township22S
Legal Section24
Legal SubdivisionFIELDS CROSSING 1
Legal Phase1
Legal Lot Number129
JurisdictionTUSCALOOSA AL
Township / Civil DivisionTUSCALOOSA
Census Block Group2
Census Block2012
Census Tract12503

Owner

324 Split Rail Dr, a garden home, is owned and occupied by an individual who bought it in June 2016.

Source: Tuscaloosa County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Mailing Address324 SPLIT RAIL DR, TUSCALOOSA, AL 35405-9637
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2016 · Amount on File
Deed SaleJun 10, 2016 · Amount on File
Prior SaleJun 9, 2016 · Amount on File
Deed Document Number0201612394
Deed Book / Page2016 / 12394
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTUSCALOOSA AL
Property Address324 SPLIT RAIL DR, TUSCALOOSA, AL 35405-9637
Transaction TypeMortgage
Record UpdatedSep 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 SPLIT RAIL DR, TUSCALOOSA, AL 35405-9637

Mortgage

Document Number0000002021/0000089241
DateAug 24, 2021
Book Page0000002021/0000089241
Lender
NameSOUTHWEST FUNDING
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 324 Split Rail Dr was $560 with a homeowner's exemption, up 7.5% from the year before.

Source: Tuscaloosa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyTuscaloosa County
Unified School DistrictTuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$560.00 (+7.49%) Homeowner's exemption$45,700 (+8.6%) Land $7,000 Building $38,700$228,500 (+8.6%) Land $35,000 Building $193,500
2024$521.00 (-1.14%) Homeowner's exemption$42,080 (-0.99%) Land $7,000 Building $35,080$210,400 (-0.99%) Land $35,000 Building $175,400
2023$527.00 (+12.61%) Homeowner's exemption$42,500 (+11.43%) Land $7,000 Building $35,500$212,500 (+11.43%) Land $35,000 Building $177,500
2022$468.00 Homeowner's exemption$38,140 Land $7,000 Building $31,140$190,700 Land $35,000 Building $155,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 Split Rail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Split Rail Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemENGLEWOOD-HULLS WATER SYSTEM, INC.
serves 7,077 people · EPA ID AL0001301
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: C Spire Wireless, Verizon.

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