321 Split Rail Dr, Tuscaloosa, AL 35405 Property Records

Tuscaloosa County property record for 321 Split Rail Dr, Tuscaloosa, AL 35405

Property Summary

Property Type	Garden Home
Details	3 bd · 2 ba · 1,384 sqft · built 2006
Owner	Individual Name on File
Last Sale	$195,000 (Jul 2021)
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-06-24-0-001-002.057`

Property Details

APN / Parcel Number

Primary APN	`36-06-24-0-001-002.057`
Alternative APNs	`118090` `74514` `93748`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Utility Area	36 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Garage Type	Finished
Garage Area	424 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	224 sqft
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	93748
Street Address	321 SPLIT RAIL DR
City	TUSCALOOSA
State	AL
Zip	35405-9638
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Garden Home
Legal Description	LOT 146 FIELDS CROSSING PH 1
Legal Range	10W
Legal Township	22S
Legal Section	24
Legal Subdivision	FIELDS CROSSING 1
Legal Phase	1
Legal Lot Number	146
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	TUSCALOOSA
Census Block Group	2
Census Block	2023
Census Tract	12503

Owner

321 Split Rail Dr, a garden home, is owned and occupied by an individual who bought it in July 2021.

Source: Tuscaloosa County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	321 SPLIT RAIL DR, TUSCALOOSA, AL 35405-9638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Prior Sale	Nov 10, 2006 · Amount on File
Deed Document Number	0202117679
Deed Book / Page	2021 / 17679
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Jul 8, 2021
Property Address	321 SPLIT RAIL DR, TUSCALOOSA, AL 35405-9638
Document Number	2021/17679
Book / Page	2021 / 17679
Instrument Date	Jul 6, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SPLIT RAIL DR, TUSCALOOSA, AL 35405-9638

Mortgage

Document Number	0000002021/0000071121
Date	Jul 8, 2021
Book Page	0000002021/0000071121

Lender

Name	SYNOVUS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 321 Split Rail Dr was $1,266, up 7% from the year before.

Source: Tuscaloosa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,266.00 (+7.02%)	$47,660 (+8.71%) Land $7,000 Building $40,660	$238,300 (+8.71%) Land $35,000 Building $203,300
2024	$1,183.00 (-1.09%)	$43,840 (-1.04%) Land $7,000 Building $36,840	$219,200 (-1.04%) Land $35,000 Building $184,200
2023	$1,196.00 (+11.57%)	$44,300 (+11.53%) Land $7,000 Building $37,300	$221,500 (+11.53%) Land $35,000 Building $186,500
2022	$1,072.00 Homeowner's exemption Disabled Person's exemption	$39,720 Land $7,000 Building $32,720	$198,600 Land $35,000 Building $163,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Split Rail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Split Rail Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENGLEWOOD-HULLS WATER SYSTEM, INC. serves 7,077 people · EPA ID AL0001301
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: C Spire Wireless, Verizon.

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