Kane County property record for 324 Silver St, Elgin, IL 60123 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,984 sqft · built 1900 |
| Lot Size | 0.212 acres (9,223 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,771 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-129-005 |
| Primary APN | 06-14-129-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,984 sqft Living Area |
| Gross Area | 2,976 sqft |
| Basement Area | 992 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 9,223 sqft (0.212 acres) |
| Lot Width | 66 ft Width |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 324 SILVER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCLURES 2ND ADDN EXCEPT NORTH 25 FT WEST 48.75 FT & EAST 1/2 VACATED ALLEY IN REAR LOT 2 BLOCK 1 |
| Legal Subdivision | MCCLURES 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 851102 |
Source: Kane County records · APN 06-14-129-005
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 SILVER ST, ELGIN, IL 60123-3523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,771.00 (+13.24%) Homeowner's exemption Senior Citizen's exemption | $78,541 (+8.57%) Land $18,362 Building $60,179 | $235,717 (+8.57%) Land $55,108 Building $180,609 |
| 2024 | $72,342 (+21.39%) Land $16,913 Building $55,429 | $217,113 (+21.44%) Land $50,759 Building $166,354 | |
| 2022 | $4,213.00 (+5.62%) Homeowner's exemption | $59,594 (+6.96%) Land $13,933 Building $45,661 | $178,782 (+6.96%) Land $41,799 Building $136,983 |
| 2021 | $3,989.00 Homeowner's exemption | $55,716 Land $13,026 Building $42,690 | $167,148 Land $39,078 Building $128,070 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898511021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 3 (1978–2009) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2009, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Opiquad | Fixed Wireless (unlicensed) | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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