Kane County property record for 318 Silver St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,968 sqft · built 1900 |
| Lot Size | 0.25 acres (10,874 sqft) |
| Owner | 2 Individuals on Record |
| Tax Bill | $4,960 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-129-006 |
| Primary APN | 06-14-129-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 3,016 sqft |
| Basement Area | 1,048 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 10,874 sqft (0.25 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 318 SILVER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCLURES 2ND ADDN EAST 1/2 OF VACATED ALLEY IN REAR & ALL OF LOT 1 BLOCK 1 |
| Legal Subdivision | MCCLURES 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 851102 |
Source: Kane County assessment roll, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 318 SILVER ST, ELGIN, IL 60123-3570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,960.00 (+23.81%) Homeowner's exemption Senior Citizen's exemption | $81,027 (+8.57%) Land $19,119 Building $61,908 | $243,178 (+8.57%) Land $57,380 Building $185,798 |
| 2024 | $74,631 (+30.46%) Land $17,610 Building $57,021 | $223,983 (+30.51%) Land $52,851 Building $171,131 | |
| 2022 | $4,006.00 (+5.7%) Homeowner's exemption | $57,208 (+6.96%) Land $14,506 Building $42,702 | $171,624 (+6.96%) Land $43,518 Building $128,106 |
| 2021 | $3,790.00 Homeowner's exemption | $53,485 Land $13,562 Building $39,923 | $160,455 Land $40,686 Building $119,769 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–2009) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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