324 Rochester St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 324 Rochester St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,638 sqft · built 1970
Lot Size	0.109 acres (4,731 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Nov 2023)
Tax Bill	$3,812 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0R-04 B:0000 L:0092`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0R-04 B:0000 L:0092`
Alternative APN	`M:0R=04 B:0000 L:0092`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
Gross Area	2,340 sqft
Basement Area	1,170 sqft
Unfinished Basement	702 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,731 sqft (0.109 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	324 ROCHESTER ST
City	FALL RIVER
State	MA
Zip	02720-6404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	92
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	1
Census Block	1022
Census Tract	642300

Owner

324 Rochester St is owned and occupied by an individual who bought it in November 2023.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	324 ROCHESTER ST, FALL RIVER, MA 02720-6404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage MASSACHUSETTS HOUSING FINANCE AGENCY
Jan 16, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MASSACHUSETTS HOUSING FINANCE AGENCY
Nov 6, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MASSACHUSETTS HOUSING FINANCE AGENC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Prior Sale	Jan 12, 2007
Deed Book / Page	11404 / 237
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	324 ROCHESTER ST, FALL RIVER, MA 02720-6404
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00011446-1
Date	Jan 16, 2024
Book Page	11446/1
Instrument	202400000532

Lender

Name	MASSACHUSETTS HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2053

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	324 ROCHESTER ST, FALL RIVER, MA 02720-6404
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011446-19
Date	Jan 16, 2024
Book Page	11446/19
Instrument	202400000533

Lender

Name	MASSACHUSETTS HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	109 Months
Due	Feb 1, 2033

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Nov 6, 2023
Property Address	324 ROCHESTER ST, FALL RIVER, MA 02720-6404
Document Number	011404-237
Book / Page	11404 / 237
Instrument Date	Nov 2, 2023
Instrument	15038
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 ROCHESTER ST, FALL RIVER, MA 02720-6404

Mortgage

Document Number	0000015039
Date	Nov 6, 2023
Instrument	15039

Lender

Name	MASSACHUSETTS HOUSING FINANCE AGENC
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	011404-258
Date	Nov 6, 2023
Book Page	11404/258
Instrument	15040

Lender

Name	MASSACHUSETTS HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 324 Rochester St was $3,812, up 1.7% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,812.00 (+1.71%)	$332,900 (+2.05%) Land $131,900 Building $201,000	$396,055 (+28%)
2024	$3,748.00 (+4.78%)	$326,200 (+11.9%) Land $126,800 Building $199,400	$309,415
2023	$3,577.00	$291,500 Land $113,900 Building $177,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 Rochester St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 324 Rochester St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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