281 Rochester St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 281 Rochester St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,838 sqft · built 1964
Lot Size	0.129 acres (5,606 sqft)
Owner	Individual Name on File
Last Sale	$254,000 (Dec 2010)
Tax Bill	$4,649 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0R-04 B:0000 L:0122`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0R-04 B:0000 L:0122`
Alternative APN	`M:0R=04 B:0000 L:0122`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,838 sqft Living Area
Gross Area	3,719 sqft
Basement Area	1,140 sqft
Unfinished Basement	399 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,606 sqft (0.129 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	281 ROCHESTER ST
City	FALL RIVER
State	MA
Zip	02720-6321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	122
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	1
Census Block	1028
Census Tract	642300

Owner

281 Rochester St is owned and occupied by an individual who bought it in December 2010.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	281 ROCHESTER ST, FALL RIVER, MA 02720-6321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Feb 27, 2018	Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2010 · Amount on File
Deed Sale	Dec 7, 2010 · Amount on File
Deed Book / Page	7581 / 134
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	281 ROCHESTER ST, FALL RIVER, MA 02720-6321
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	011283-137
Date	May 3, 2023
Book Page	11283/137
Instrument	6247

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	541 Months
Due	Jun 1, 2068

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	281 ROCHESTER ST, FALL RIVER, MA 02720-6321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9452-288
Date	Feb 27, 2018
Book Page	9452/288
Instrument	2930

Lender

Name	DITECH FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 281 Rochester St was $4,649, up 6.5% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,649.00 (+6.46%)	$406,000 (+6.81%) Land $132,900 Building $273,100	$570,475 (+15.35%)
2024	$4,367.00 (-1.36%)	$380,100 (+5.35%) Land $127,800 Building $252,300	$494,570
2023	$4,427.00	$360,800 Land $114,700 Building $246,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Rochester St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Rochester St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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