1035 CEDAR GROVE TRL SPRING BRANCH TX 78070, SPRING BRANCH, TX 78070
October 2020: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
COMAL TX
Property Address
324 RIDGE PT, SPRING BRANCH, TX 78070-5490
Document Number
0006046523
Instrument Date
Oct 5, 2020
Transaction Type
Mortgage
Record Updated
Nov 24, 2020
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
121 ALONDRA LN #LM SPRING BRANCH TX 780705572, LM, SPRING BRANCH, TX 78070-5572
Mortgage
Document Number
0006046523
Date
Oct 20, 2020
Instrument
6046523
Lender
Name
SECURITY ST BK
Type
Bank
Address
FREDERICKSBURG, TX 78624
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 324 Ridge Pt was $10,048 with a homeowner's exemption, up 2.3% from the year before.
Source: Comal County assessment roll, as of September 14, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Comal County
Unified School District
Comal Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$958,480 (+3.71%)Land $158,040Building $800,440
$958,480 (+3.71%)Land $158,040Building $800,440
2025
$10,048.00 (+2.29%)Homeowner's exemption
$924,150 (+3.12%)Land $172,090Building $752,060
$924,150 (+3.12%)Land $172,090Building $752,060
2024
$9,823.00 (-8.33%)Homeowner's exemption
$896,150 (-8.07%)Land $175,600Building $720,550
$896,150 (-8.07%)Land $175,600Building $720,550
2023
$10,716.00
$974,770Land $184,380Building $790,390
$974,770Land $184,380Building $790,390
2022
$10,716.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 324 Ridge Pt in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 12 policies
Nearby Flood Policies
12 in force
Nearby Flood Claims
3 (2007–2015)
Claims Outside the SFHA
3 of 3
Most Recent Claim
May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 324 Ridge Pt is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source
Surface water
Last State Inspection
Jun 2025
Lead
Under 1 ppb (2026) action level 15 ppb
Violations Reported to EPA
Listed by EPA as a serious violator for missed monitoring and reporting.
Water Quality
Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure
None last 10 years
Monitoring and Reporting
10 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025