324 Prospect St, Oak View, CA 93022 Property Records

Ventura County property record for 324 Prospect St, Oak View, CA 93022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,411 sqft · built 1928
Lot Size	0.209 acres (9,118 sqft)
Owner	2 Company Names on Record
Last Sale	$285,000 (Jan 2008)
Tax Bill	$5,524 (2025)
Deeds & Mortgages	Mar 2026 Transfer Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061-0-055-595`

Property Details

APN / Parcel Number

Primary APN	`061-0-055-595`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area
1st Floor Area	1,411 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	9,118 sqft (0.209 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	90 sqft
Storage Building	84 sqft

Location & Zoning

Street Address	324 PROSPECT ST
City	OAK VIEW
State	CA
Zip	93022-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	LOT: 1 REF: 006PM 039
Legal Subdivision	PACEL 1
Legal Block	55
Legal Lot Number	1
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	2
Census Block	2005
Census Tract	1101

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	324 PROSPECT ST, OAK VIEW, CA 93022-9422
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Intrafamily Transfer, Transfer
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2008 · Amount on Record
Deed Sale	Jan 30, 2008 · Amount on Record
Prior Sale	Jul 26, 2007 · Amount on Record
Deed Document Number	200812481
Prior Transfer Date	Dec 15, 1997
Prior Transfer Doc	0000001839
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Mar 3, 2026
Property Address	324 PROSPECT ST, OAK VIEW, CA 93022-9422
Document Number	0000016183
Map Reference	MB 6 PG 39
Instrument Date	Feb 27, 2026
Instrument	2026000016183
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 PROSPECT ST, OAK VIEW, CA 93022-9422

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	324 PROSPECT ST, OAK VIEW, CA 93022-9422
Document Number	0000138480
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 PROSPECT ST OAK VIEW CA 930229422, OAK VIEW, CA 93022-9422

Mortgage

Document Number	0000138480
Date	Sep 3, 2020
Instrument	138480

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Ventura Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$440,064 (+2%) Land $269,291 Building $170,773
2025	$5,524.00 (+1.49%) Homeowner's exemption	$431,436 (+4.04%) Land $264,011 Building $167,425
2024	$5,443.00 (+1.68%)
2023	$5,353.00 (+5.94%) Homeowner's exemption	$414,684 Land $253,759 Building $160,925
2022	$5,053.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1995–2008)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASITAS MUNICIPAL WATER DIST serves 11,005 people · EPA ID CA5610024
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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