316 Prospect St, Oak View, CA 93022 Property Records

Ventura County property record for 316 Prospect St, Oak View, CA 93022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,472 sqft · built 1994
Lot Size	0.2 acres (8,707 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (May 2011)
Tax Bill	$5,568 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`061-0-055-255`

Property Details

APN / Parcel Number

Primary APN	`061-0-055-255`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,472 sqft Living Area
1st Floor Area	1,685 sqft
2nd Floor Area	787 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	8,707 sqft (0.2 acres)
Garage Area	752 sqft
Parking Spaces	3 Parking Spaces
Deck Area	312 sqft
Patio Area	137 sqft

Location & Zoning

Street Address	316 PROSPECT ST
City	OAK VIEW
State	CA
Zip	93022-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	LOT: 179 REF: 015MR 038
Legal Subdivision	OAK HOME GARDENS SUBDIVISION #1
Legal Block	55
Legal Lot Number	179
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	2
Census Block	2005
Census Tract	1101

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	316 PROSPECT ST, OAK VIEW, CA 93022-9422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 19, 2019	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Aug 1, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2011 · Amount on Record
Deed Sale	May 27, 2011 · Amount on Record
Prior Sale	Mar 2, 2011 · Amount on Record
Deed Document Number	201180843
Last Transfer Date	Nov 14, 2019
Transfer Doc	0000143797
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	316 PROSPECT ST, OAK VIEW, CA 93022-9422
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 PROSPECT ST, OAK VIEW, CA 93022-9422

Mortgage

Document Number	0000052738
Date	Mar 12, 2021
Instrument	20210312-00052738

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	316 PROSPECT ST, OAK VIEW, CA 93022-9422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 PROSPECT ST, OAK VIEW, CA 93022-9422

Mortgage

Document Number	0000231730
Date	Dec 31, 2020
Instrument	20201231-00231730

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 19, 2019
Property Address	316 PROSPECT ST, OAK VIEW, CA 93022-9422
Document Number	0000143797
Instrument Date	Nov 14, 2019
Instrument	143797
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 PROSPECT ST OAK VIEW CA 930229422, OAK VIEW, CA 93022-9422

Mortgage

Document Number	143798
Date	Nov 19, 2019
Instrument	143798

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Aug 1, 2017
Property Address	316 PROSPECT ST, OAK VIEW, CA 93022-9422
Document Number	0000099007
Map Reference	MB15 PG38
Instrument Date	Jul 26, 2017
Instrument	20170801-00099007
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 PROSPECT ST, OAK VIEW, CA 93022-9422

Mortgage

Document Number	0000099008
Date	Aug 1, 2017
Instrument	20170801-00099008

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Ventura Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$444,293 (+2%) Land $228,683 Building $215,610
2025	$5,568.00 (+1.46%) Homeowner's exemption	$435,582 (+4.04%) Land $224,199 Building $211,383
2024	$5,488.00 (+1.69%)
2023	$5,397.00 (+5.97%) Homeowner's exemption	$418,669 Land $215,493 Building $203,176
2022	$5,093.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1995–2008)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASITAS MUNICIPAL WATER DIST serves 11,005 people · EPA ID CA5610024
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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