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324 Pine Cone Way, Mountain Ranch, CA 95246 Property Records

Calaveras County property record for 324 Pine Cone Way, Mountain Ranch, CA 95246

Property Summary

Property TypeRanch
Details2 bd · 2 ba · 1,344 sqft · built 1988
Lot Size12.2 acres (535,352 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Oct 2025)
Tax Bill$5,106 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Aug 2023 Transfer
Flood ZoneZone X (minimal risk)
APN020-027-093-000

Property Details

APN / Parcel Number

Primary APN020-027-093-000
Alternative APN
  • 020-027-093

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,344 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1998
Architectural StyleModern
Construction TypeWood
Lot Area535,352 sqft
Garage Area1,344 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Old Parcel Number020-027-093
Street Address324 PINE CONE WAY
CityMOUNTAIN RANCH
StateCA
Zip95246-9454
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Ranch
Local Zoning CodeU
Legal DescriptionPCL D OF PCL MAP 2 116 IN 24 T5R13
Legal SubdivisionTOWNSHIP 5 NORTH
Legal Lot Number24
Legal Unit13
JurisdictionCALAVERAS CA
Township / Civil DivisionARNOLD-WEST POINT
Census Block Group4
Census Block4092
Census Tract400

Owner

Source: Calaveras County records · APN 020-027-093-000

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address324 PINE CONE WAY, MOUNTAIN RANCH, CA 95246-9454
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Aug 22, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2025 · Amount on Record
Deed SaleOct 29, 2025 · Amount on Record
Prior SaleDec 14, 2015 · Amount on Record
Deed Document Number202511068
Prior Transfer DateMar 18, 2014
Prior Transfer Doc0000006357
Record UpdatedSep 20, 2026

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALAVERAS CA
Recording DateOct 29, 2025
Property Address324 PINE CONE WAY, MOUNTAIN RANCH, CA 95246-9454
Document Number0000011068
Map ReferenceMB 2 PG 116
Instrument DateOct 16, 2025
Instrument2025-011068
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address324 PINE CONE WAY, MOUNTAIN RANCH, CA 95246-9454

Mortgage

Document Number0000011069
DateOct 29, 2025
Instrument2025-011069
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALAVERAS CA
Recording DateAug 22, 2023
Property Address324 PINE CONE WAY, MOUNTAIN RANCH, CA 95246
Document Number0000006493
Map ReferenceMB 2 PG 116
Instrument DateAug 02, 2023
Instrument2023-006493
Transaction TypeTransfer
Record UpdatedSep 18, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
AddressPO BOX 462, MOUNTAIN RANCH, CA 95246-0462

Tax Assessment & Valuation

Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyCalaveras County
Unified School DistrictCalaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$451,254 (+2%) Land $106,063 Building $345,191
2025$5,106.00 (+2.04%)$442,407 (+4.04%) Land $103,984 Building $338,423
2023$5,004.00 (+0.56%)$425,231 Land $99,948 Building $325,283
2022$4,976.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2016 · rainfall accumulation

Wildfire

Wildfire RiskExtreme
above 98.1% of the US · above 89% of California
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		25 / 3

May also be available: Cal.net, UnWired Broadband Holding.

Based on FCC filings for 12 locations within half a mile of this property.

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