Calaveras County property record for 322 Pine Cone Way, Mountain Ranch, CA 95246
| Property Type | Ranch |
|---|---|
| Details | 2 bd · 2 ba · 1,276 sqft · built 1979 |
| Lot Size | 5.76 acres (251,341 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $363,000 (Apr 2022) |
| Tax Bill | $4,485 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-016-019-000 |
| Primary APN | 021-016-019-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,276 sqft Gross Area |
| 1st Floor Area | 1,276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Lot Area | 251,341 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Old Parcel Number | 021-016-019 |
|---|---|
| Street Address | 322 PINE CONE WAY |
| City | MOUNTAIN RANCH |
| State | CA |
| Zip | 95246-9454 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Ranch |
| Local Zoning Code | RRMH |
| Legal Description | PCL B OF PCL MAP 2 116 IN 25 T5R13 |
| Legal Subdivision | TOWNSHIP 5 NORTH |
| Legal Lot Number | 25 |
| Legal Unit | 13 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ARNOLD-WEST POINT |
| Census Block Group | 4 |
| Census Block | 4092 |
| Census Tract | 400 |
Source: Calaveras County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4909 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9781 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 26, 2022 | Grant Deed, Transfer CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION |
| Feb 11, 2022 | Grant Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC |
| Jun 28, 2019 | Quit Claim Deed, Transfer FRANK & BARBARA COOK |
| Jun 25, 2018 | Deed of Trust, Mortgage KENNETH M & LORRAINE M FOLEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2022 · Amount on Record |
| Deed Sale | Apr 26, 2022 · Amount on Record |
| Prior Sale | Feb 11, 2022 · Amount on Record |
| Deed Document Number | 20225680 |
| Prior Transfer Date | Jun 24, 2019 |
| Prior Transfer Doc | 0000007160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 322 PINE CONE WAY, MOUNTAIN RANCH, CA 95246-9454 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 322 PINE CONE WAY, MOUNTAIN RANCH, CA 95246-9454 |
| Document Number | 0000011117 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025-011117 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 322 PINE CONE WAY, MOUNTAIN RANCH, CA 95246-9454 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 322 PINE CONE WAY, MOUNTAIN RANCH, CA 95246-9454 |
| Document Number | 0000009346 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022-009346 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Apr 26, 2022 |
| Property Address | 322 PINE CONE WAY, MOUNTAIN RANCH, CA 95246-9454 |
| Document Number | 0000005680 |
| Map Reference | MB 2 PG 116 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 2022-005680 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4909 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9781 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Feb 11, 2022 |
| Property Address | 322 PINE CONE WAY, MOUNTAIN RANCH, CA 95246-9454 |
| Document Number | 0000002320 |
| Map Reference | MB 2 PG 116 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 2022-002320 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1735 BUFORD HWY STE 215, 215, CUMMING, GA 30041-1246 |
| Document Number | 0000002321 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 2022-002321 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Jun 28, 2019 |
| Property Address | 322 PINE CONE WAY, MOUNTAIN RANCH, CA 95246-9454 |
| Document Number | 0000007160 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 7160 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2416 MORAINE CIR RANCHO CORDOVA CA 956702076, RANCHO CORDOVA, CA 95670-2076 |
| Document Number | 7161 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 7161 |
| Name | FRANK & BARBARA COOK |
|---|---|
| Address | 4305 FREEPORT BLVD, SACRAMENTO, CA 95822-2045 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 322 PINE CONE WAY, MOUNTAIN RANCH, CA 95246-9454 |
| Document Number | 0000007336 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 322 PINE CONE WAY MOUNTAIN RANCH CA 952469454, MOUNTAIN RANCH, CA 95246-9454 |
| Document Number | 0000007336 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 7336 |
| Name | KENNETH M & LORRAINE M FOLEY |
|---|---|
| Address | PO BOX 1269, SAN ANDREAS, CA 95249-1269 |
| Amount | Amount Recorded |
|---|
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Unified School District | Calaveras Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $429,834 (+11.74%) Land $54,121 Building $375,713 | |
| 2025 | $4,485.00 (+2.05%) | $384,687 (+4.04%) Land $53,060 Building $331,627 |
| 2023 | $4,395.00 (+136.67%) | $369,750 Land $51,000 Building $318,750 |
| 2022 | $1,857.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.6% of the US · above 91% of California |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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