324 Oakmont Dr, Hampstead, NC 28443 Property Records

Pender County property record for 324 Oakmont Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 2004
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Dec 2020)
Tax Bill	$2,075 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3263-86-0719-0000`

Property Details

APN / Parcel Number

Primary APN	`3263-86-0719-0000`
Alternative APNs	`000034177` `871881`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	41,818 sqft (0.96 acres)
Porch	Porch
Porch Area	194 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000034177
Street Address	324 OAKMONT DR
City	HAMPSTEAD
State	NC
Zip	28443-8475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LT 156, CROSS CREEK, SEC 4
Legal Subdivision	CROSS CREEK
Legal Lot Number	156
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2038
Census Tract	920203

Owner

324 Oakmont Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	324 OAKMONT DR, HAMPSTEAD, NC 28443-8475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2019	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Dec 10, 2020	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Prior Sale	Feb 17, 2005 · Amount on File
Deed Book / Page	4734 / 1059
Prior Transfer Date	Jan 15, 2004
Prior Transfer Doc	0025880164
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	324 OAKMONT DR, HAMPSTEAD, NC 28443-8475
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046771343
Date	Jan 10, 2019
Book Page	4677/1343

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 18, 2048

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Dec 10, 2020
Property Address	324 OAKMONT DR, HAMPSTEAD, NC 28443-8475
Document Number	0047341059
Book / Page	4734 / 1059
Map Reference	MB 38 PG 17
Instrument Date	Dec 10, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 LAUREL DR, 210, WILMINGTON, NC 28401-2631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 OAKMONT DR, HAMPSTEAD, NC 28443-8475

Mortgage

Document Number	0047341062
Date	Dec 10, 2020
Instrument	4734/1062

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 324 Oakmont Dr was $2,075.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,075.00	$390,205 Land $101,430 Building $288,775	$390,205 Land $101,430 Building $288,775
2023		$202,786 (-) Land $50,752 Building $152,034	$202,786 (-) Land $50,752 Building $152,034
2022	$1,908.00	$202,786 Land $50,752 Building $152,034	$202,786 Land $50,752 Building $152,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 Oakmont Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	30 (2016–2018)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Oakmont Dr is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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