321 Oakmont Dr, Hampstead, NC 28443 Property Records

Pender County property record for 321 Oakmont Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,003 sqft · built 2004
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Apr 2023)
Tax Bill	$2,093 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3263-76-7406-0000`

Property Details

APN / Parcel Number

Primary APN	`3263-76-7406-0000`
Alternative APNs	`000051241` `871195`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,003 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	40,511 sqft (0.93 acres)
Porch	Porch
Porch Area	74 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000051241
Old Parcel Number	3263 76 7406 0000
Street Address	321 OAKMONT DR
City	HAMPSTEAD
State	NC
Zip	28443-8474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	L208,PB 38/17 CROSS CREEK
Legal Subdivision	CROSS CREEK
Legal Lot Number	208
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2039
Census Tract	920203

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	321 OAKMONT DR, HAMPSTEAD, NC 28443-8474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 13, 2021	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Aug 13, 2021 · Amount on Record
Deed Document Number	0021294811
Deed Book / Page	2129 / 4811
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 28, 2023
Property Address	321 OAKMONT DR, HAMPSTEAD, NC 28443-8474
Document Number	0048112129
Book / Page	4811 / 2129
Map Reference	MB 38 PG 17
Instrument Date	Apr 28, 2023
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 BRADFORD LN, REHOBETH, AL 36301-9202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 QAKMGNT DRIVE, HAMPSTEAD, NC 28443

Mortgage

Document Number	0048112132
Date	Apr 28, 2023
Instrument	4811-2132

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year CMT
Max Rate	11.4%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 13, 2021
Property Address	321 OAKMONT DR, HAMPSTEAD, NC 28443-8474
Document Number	0047612075
Book / Page	4761 / 2075
Map Reference	MB 38 PG 17
Instrument Date	Aug 13, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6619 MCCLINTOCK RD, 6619, PLEASANT GARDEN, NC 27313-8206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 OAKMONT DR, HAMPSTEAD, NC 28443-8474

Mortgage

Document Number	0047612078
Date	Aug 13, 2021
Instrument	4761/2078

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,093.00 (+15.38%)	$397,812 (+94.31%) Land $98,753 Building $299,059	$397,812 (+94.31%) Land $98,753 Building $299,059
2023		$204,734 (-) Land $49,816 Building $154,918	$204,734 (-) Land $49,816 Building $154,918
2022	$1,814.00	$204,734 Land $49,816 Building $154,918	$204,734 Land $49,816 Building $154,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	30 (2016–2018)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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