320 N Bentz St, Frederick, MD 21701 Property Records

Frederick County property record for 320 N Bentz St, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,266 sqft · built 1962
Lot Size0.099 acres (4,309 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Apr 2017)
Tax Bill$6,129 (2024)
Deeds & MortgagesMar 2022 Mortgage
Mar 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-016443

Property Details

APN / Parcel Number

Primary APN02-016443
Alternative APNs
  • 2016443
  • 016443

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,266 sqft Living Area
1st Floor Area1,448 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeFrame
Roof TypeSawtooth
Roof MaterialMetal
Lot Area4,309 sqft (0.099 acres)
Lot Dimensions62 ft deep x 18 ft wide
PorchOpen Porch
Porch Area221 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelOil
SewerMunicipal

Location & Zoning

Account Number016443
Street Address320 N BENTZ ST
CityFREDERICK
StateMD
Zip21701-4952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDR
Legal DescriptionLT 4,309 SQ FT 314-320 N BENTZ ST FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1001
Census Tract750200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34 FOX ROCK DR, MYERSVILLE, MD 21773-8402
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
AXOS BANK
Mar 9, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 24, 2020Deed of Trust, Mortgage · FHA Mortgage
NFM LNDG
Apr 20, 2017Grant Deed, Transfer · FHA Mortgage
NFM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2017 · Amount on Record
Deed SaleApr 20, 2017 · Amount on Record
Deed Document Number201711776-0377
Deed Book / Page11776 / 377
Last Transfer DateFeb 17, 2021
Transfer Doc0146400097
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address320 N BENTZ ST, FREDERICK, MD 21701-4952
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 FOX DRIVE, MYERSVILLE, MD 21773

Mortgage

Document Number0157650213
DateMar 3, 2022
Book Page15765/213
Lender
NameAXOS BANK
TypeBank
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateMar 9, 2021
Property Address320 N BENTZ ST, FREDERICK, MD 21701-4952
Document Number0146400097
Book / Page14640 / 97
Instrument DateFeb 17, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address34 FOX ROCK DR, MYERSVILLE, MD 21773-8402

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address320 N BENTZ ST, FREDERICK, MD 21701-4952
Document Number0135190064
Instrument DateJan 24, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address314-320 N BENTZ ST FREDERICK MD 21701, FREDERICK, MD 21701

Mortgage

Document Number0135190064
DateFeb 10, 2020
Book Page013519/000064
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 9, 2050

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateApr 20, 2017
Property Address320 N BENTZ ST, FREDERICK, MD 21701-4952
Document Number0117760377
Book / Page011776 / 000377
Instrument DateApr 7, 2017
Transaction TypeTransfer
Record UpdatedAug 16, 2017
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 N BENTZ ST FREDERICK MD 217014952, FREDERICK, MD 21701-4952

Mortgage

Document Number117760384
DateApr 20, 2017
Book Page011776/000384
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 19, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$361,700 (+21.55%) Land $131,500 Building $230,200$361,700 (-) Land $131,500 Building $230,200
2024$6,129.00 (+12.73%)
2023$5,437.00$297,567$361,700 Land $131,500 Building $230,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1979–2018)
Claims Outside the SFHA5 of 11
Most Recent ClaimOct 2018 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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