Ionia County property record for 324 Morse St, Ionia, MI 48846
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 788 sqft · built 1924 |
| Lot Size | 0.103 acres (4,487 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Jun 2003) |
| Tax Bill | $1,036 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20411000001000 |
| Primary APN | 20411000001000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 788 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,487 sqft (0.103 acres) |
| Lot Dimensions | 90 ft deep x 50 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 324 MORSE ST |
|---|---|
| City | IONIA |
| State | MI |
| Zip | 48846-1338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CITY OF IONIA LOCKES SUBDIV LOT 2 |
| Legal Subdivision | IONIA LOCKES SUBDIV |
| Legal Lot Number | 2 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | IONIA |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 31700 |
324 Morse St is owned and occupied by two individuals who bought it in June 2003.
Source: Ionia County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 MORSE ST, IONIA, MI 48846-1338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2003 · Amount on File |
| Deed Sale | Jun 30, 2003 · Amount on File |
| Deed Book / Page | 572 / 9450 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 324 Morse St was $1,036 with a homeowner's exemption.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Ionia City |
| Unified School District | Ionia Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,900 (+7.84%) Land $10,300 Building $51,600 | $123,800 (+7.84%) Land $20,600 Building $103,200 | |
| 2025 | $1,036.00 Homeowner's exemption | $57,400 Land $9,600 Building $47,800 | $114,800 Land $19,200 Building $95,600 |
| 2023 | $38,000 Land $7,100 Building $30,900 | $76,000 Land $14,200 Building $61,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Morse St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 11 (2004–2018) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Morse St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IONIA serves 11,708 people · EPA ID MI0003370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Point Broadband, Verizon.
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