313 Morse St, Ionia, MI 48846 Property Records

Ionia County property record for 313 Morse St, Ionia, MI 48846

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,406 sqft
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on File
Last Sale	$103,000 (Sep 2025)
Tax Bill	$2,406 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20418000004500`

Property Details

APN / Parcel Number

Primary APN	`20418000004500`
Alternative APN	`34-204-180-000-045-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,406 sqft Living Area
1st Floor Area	766 sqft
Basement Area	766 sqft
Unfinished Basement	766 sqft

Exterior

Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Lot Area	6,316 sqft (0.145 acres)
Lot Dimensions	134 ft deep x 47 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	313 MORSE ST
City	IONIA
State	MI
Zip	48846-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CITY OF IONIA STEVENSON ADDITION LOT 8
Legal Subdivision	CITY OF IONIA STEVENSON ADD
Legal Lot Number	8
Jurisdiction	IONIA MI
Township / Civil Division	IONIA
Census Block Group	3
Census Block	3000
Census Tract	31700

Owner

313 Morse St is owned by an individual who bought it in September 2025.

Source: Ionia County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4325 34TH ST, DORR, MI 49323-9348
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2018	Deed of Trust, Mortgage ACCESS NATIONAL MORTGAGE INC
Aug 3, 2018	Warranty Deed, Transfer
Aug 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Aug 3, 2018 · Amount on File
Prior Transfer Date	Jul 30, 2018
Prior Transfer Doc	651/3743
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	313 MORSE ST, IONIA, MI 48846-1337
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000651/0000003372
Date	Aug 3, 2018
Book Page	0000000651/0000003372

Lender

Name	ACCESS NATIONAL MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	Aug 3, 2018
Property Address	313 MORSE ST, IONIA, MI 48846-1337
Document Number	651/3369
Book / Page	651 / 3369
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 HACKETT ST, IONIA, MI 48846-1433

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	Aug 7, 2018
Property Address	313 MORSE ST, IONIA, MI 48846-1337
Document Number	651/3743
Book / Page	651 / 3743
Instrument Date	Jul 30, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 HACKETT ST, IONIA, MI 48846-1433

Tax Assessment & Valuation

The 2025 property tax bill for 313 Morse St was $2,406, up 50.9% from the year before.

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Ionia City
Unified School District	Ionia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,500 (+11.93%) Land $12,400 Building $56,100	$137,000 (+11.93%) Land $24,800 Building $112,200
2025	$2,406.00 (+50.94%) Homeowner's exemption	$61,200 Land $11,600 Building $49,600	$122,400 Land $23,200 Building $99,200
2024	$1,594.00
2023		$46,800 Land $8,600 Building $38,200	$93,600 Land $17,200 Building $76,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 Morse St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Morse St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IONIA serves 11,708 people · EPA ID MI0003370
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Point Broadband, Verizon.

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