324 Monroe St, Genoa, IL 60135 Property Records

DeKalb County property record for 324 Monroe St, Genoa, IL 60135

Property Summary

Property TypeSingle Family Home
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$196,100 (May 2024)
Tax Bill$6,177 (2024)
Deeds & MortgagesMay 2021 Sale & Mortgage
May 2021 Transfer
Flood ZoneZone X (minimal risk)
APN03-19-402-018

Property Details

APN / Parcel Number

Primary APN03-19-402-018

Exterior

Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Location & Zoning

Account Number0319402018
Street Address324 MONROE ST
CityGENOA
StateIL
Zip60135-1044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 - BLK 2 - STEPHENS ADDITION
Legal SubdivisionSTEPHENS ADDITION
Legal Block2
Legal Lot Number14
JurisdictionDE KALB IL
Township / Civil DivisionGENOA
Census Block Group1
Census Block1017
Census Tract100

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address35527 EISENHOWER RD, GENOA, IL 60135-8725
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
May 12, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2024 · Amount on File
Deed SaleMay 6, 2024 · Amount on File
Prior SaleMay 12, 2021 · Amount on File
Deed Document Number20242998
Prior Transfer DateApr 27, 2021
Prior Transfer Doc0000006182
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateMay 12, 2021
Property Address324 MONROE ST, GENOA, IL 60135-1044
Document Number0000006183
Map ReferenceMB A PG 77
Instrument DateMay 6, 2021
Instrument2021006183
Transaction TypeTransfer
Record UpdatedMay 24, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$307.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address324 MONROE ST, GENOA, IL 60135-1044

Mortgage

Document Number0000006184
DateMay 12, 2021
Instrument2021006184
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate
Rate3.87%

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDE KALB IL
Recording DateMay 12, 2021
Property Address324 MONROE ST, GENOA, IL 60135-1044
Document Number0000006182
Map ReferenceMB A PG 77
Instrument DateApr 27, 2021
Instrument2021006182
Transaction TypeTransfer
Record UpdatedMay 24, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address324 MONROE ST, GENOA, IL 60135-1044

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionGenoa Township
MunicipalityGenoa City
Unified School DistrictGenoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$85,394 (+21.83%) Land $12,169 Building $73,225$256,182 (+21.83%) Land $36,507 Building $219,675
2024$6,177.00
2023$70,095 Land $10,414 Building $59,681$210,285 Land $31,242 Building $179,043

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENOA
serves 5,298 people · EPA ID IL0370150
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: DNA Communications.

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