317 Monroe St, Genoa, IL 60135 Property Records

DeKalb County property record for 317 Monroe St, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,000 (Nov 2025)
Tax Bill	$5,554 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-19-330-006`

Property Details

APN / Parcel Number

Primary APN	`03-19-330-006`

Exterior

Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Account Number	0319330006
Street Address	317 MONROE ST
City	GENOA
State	IL
Zip	60135-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 - BLK 3 - S STEPHENS ADDITION
Legal Subdivision	STEPHENS ADDITION
Legal Block	3
Legal Lot Number	5
Jurisdiction	DE KALB IL
Township / Civil Division	GENOA
Census Block Group	1
Census Block	1018
Census Tract	100

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13290 ASH RD, GENOA, IL 60135-8300
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Warranty Deed, Transfer · Conventional Mortgage RESOURCE BANK
Oct 13, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 11, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	20259448
Prior Transfer Date	Oct 6, 2023
Prior Transfer Doc	0000008709
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 24, 2025
Property Address	317 MONROE ST, GENOA, IL 60135-1043
Document Number	0000009448
Map Reference	MB A PG 77
Instrument Date	Nov 6, 2025
Instrument	2025009448
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13290 ASH RD, GENOA, IL 60135-8300

Mortgage

Document Number	0000009449
Date	Nov 24, 2025
Instrument	2025009449

Lender

Name	RESOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	SOFR Average 30-Day
Max Rate	11.1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 13, 2023
Property Address	317 MONROE ST, GENOA, IL 60135-1043
Document Number	0000035957
Map Reference	MB A PG 77
Instrument Date	Oct 6, 2023
Instrument	2023K035957
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	317 MONROE ST, GENOA, IL 60135-1043

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Dec 11, 2023
Property Address	317 MONROE ST, GENOA, IL 60135-1043
Document Number	0000008709
Map Reference	MB A PG 77
Instrument Date	Oct 6, 2023
Instrument	2023008709
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	317 MONROE ST, GENOA, IL 60135-1043

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Genoa Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,383 (+13.19%) Land $12,662 Building $64,721	$232,149 (+13.19%) Land $37,986 Building $194,163
2024	$5,554.00 Homeowner's exemption	$68,368 (+7.52%) Land $11,651 Building $56,717	$205,104 (+7.52%) Land $34,953 Building $170,151
2023		$63,586 (+15.95%) Land $10,836 Building $52,750	$190,758 (+15.95%) Land $32,508 Building $158,250
2022		$54,841 Land $10,480 Building $44,361	$164,523 Land $31,440 Building $133,083

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: DNA Communications.

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