324 Miller Ave, Champaign, IL 61821 Property Records

Champaign County property record for 324 Miller Ave, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 770 sqft · built 1947
Lot Size	0.087 acres (3,822 sqft)
Owner	Individual Name on File
Last Sale	$77,000 (Nov 2021)
Tax Bill	$1,965 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-20-11-308-002`

Property Details

APN / Parcel Number

Primary APN	`41-20-11-308-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	770 sqft Building Perimeter
1st Floor Area	770 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	3,822 sqft (0.087 acres)
Garage Type	Detached
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	324 MILLER AVE
City	CHAMPAIGN
State	IL
Zip	61821-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BLOCK 2 WILSON PLACE
Legal Range	08E
Legal Township	19N
Legal Section	11
Legal Subdivision	WILSON PLACE
Legal Block	2
Legal Lot Number	24
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	5
Census Block	5003
Census Tract	1000

Owner

324 Miller Ave is owned and occupied by an individual who bought it in November 2021.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	324 MILLER AVE, CHAMPAIGN, IL 61821-2444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	Jul 14, 2005 · Amount on File
Deed Document Number	202126181
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 3, 2021
Property Address	324 MILLER AVE, CHAMPAIGN, IL 61821-2444
Document Number	0000026181
Map Reference	MB D PG 1
Instrument Date	Oct 14, 2021
Instrument	2021R26181
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0000026182
Date	Nov 3, 2021
Instrument	2021R26182

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	324 MILLER AVE, CHAMPAIGN, IL 61821-2444
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005295
Date	Mar 8, 2021
Instrument	2021R05295

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,020 Land $5,420 Building $26,600	$96,060 Land $16,260 Building $79,800
2024	$1,965.00
2022	$1,653.00 Homeowner's exemption	$23,980 Land $4,060 Building $19,920	$71,940 Land $12,180 Building $59,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 Miller Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Miller Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Nextlink, Pavlov Media.

Nearby Properties on Miller Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures