314 Miller Ave, Champaign, IL 61821 Property Records

Champaign County property record for 314 Miller Ave, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 780 sqft · built 1914
Lot Size	0.087 acres (3,822 sqft)
Owner	Company Name on Record
Last Sale	$50,000 (Dec 2023)
Tax Bill	$2,337 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-11-308-007`

Property Details

APN / Parcel Number

Primary APN	`41-20-11-308-007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Building Perimeter
1st Floor Area	780 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Stucco
Roof Material	Other
Lot Area	3,822 sqft (0.087 acres)
Porch	Porch
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	314 MILLER AVE
City	CHAMPAIGN
State	IL
Zip	61821-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLOCK 2 WILSON PLACE
Legal Range	08E
Legal Township	19N
Legal Section	11
Legal Subdivision	WILSON PLACE
Legal Block	2
Legal Lot Number	14
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	5
Census Block	5003
Census Tract	1000

Owner

Source: Champaign County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2106 STRAND DR, CHAMPAIGN, IL 61822-3517
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NEIGHBOR BANK NA
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NEIGHBOR BANK
Dec 11, 2023	Warranty Deed, Transfer · Commercial Mortgage FIRST NEIGHBOR BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Deed Document Number	202317290
Last Transfer Date	Oct 10, 2024
Transfer Doc	0000015163
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	314 MILLER AVE, CHAMPAIGN, IL 61821-2444
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001807
Date	Feb 5, 2026
Instrument	2026R01807

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank
Address	NEWMAN, IL 61942

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 9, 2026
Property Address	314 MILLER AVE, CHAMPAIGN, IL 61821-2444
Document Number	0000008633
Instrument Date	Feb 3, 2026
Instrument	20268633
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000008633,
Date	Jun 9, 2026
Instrument	20268633

Lender

Name	FIRST NEIGHBOR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.16%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 11, 2023
Property Address	314 MILLER AVE, CHAMPAIGN, IL 61821-2444
Document Number	0000017290
Map Reference	MB D PG 1
Instrument Date	Jun 21, 2021
Instrument	2023R17290
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 MILLER AVE, CHAMPAIGN, IL 61821-2444

Mortgage

Document Number	0000017291
Date	Dec 11, 2023
Instrument	2023R17291

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000017381
Date	Dec 13, 2023
Instrument	2023R17381

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank
Address	NEWMAN, IL 61942

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,080 (+12.2%) Land $5,420 Building $24,660	$90,240 (+12.2%) Land $16,260 Building $73,980
2024	$2,337.00 (+40.7%)	$26,810 (+19%) Land $4,830 Building $21,980	$80,430 (+19%) Land $14,490 Building $65,940
2023	$1,661.00 (+9.28%)
2022	$1,520.00 Homeowner's exemption	$22,530 Land $4,060 Building $18,470	$67,590 Land $12,180 Building $55,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Nextlink, Pavlov Media.

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