324 Main St, #26, Vista, CA 92084 Property Records

San Diego County property record for 324 Main St, #26, Vista, CA 92084

Property Summary

Property Type	Mixed Use Store/Office
Details	3,850 sqft · built 1954
Lot Size	0.104 acres (4,552 sqft)
Owner	Company Name on Record
Last Sale	$1,424,000 (Nov 2022)
Tax Bill	$17,509 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`175-139-09-00`

Property Details

APN / Parcel Number

Primary APN	`175-139-09-00`
Alternative APN	`1752120900`

Interior

Building Area	3,850 sqft Total Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	4,552 sqft (0.104 acres)

Location & Zoning

Old Parcel Number	1752120900
Street Address	324 MAIN ST, 26
City	VISTA
State	CA
Zip	92084-6011
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	SPI
Legal Description	BLK 3 LOT 8 /EXC S 15 FT/ TR 001468
Legal Subdivision	VISTA TOWNSITE
Legal Tract	001468
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	19503

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2031 BRAVADO ST, VISTA, CA 92081-7028
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Grant Deed, Transfer · Seller Carry-Back WHISPERING MAIN LIVING TRUST
Oct 17, 2017	Deed of Trust, Mortgage SCE FCU
Oct 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2022 · Amount on Record
Deed Sale	Nov 2, 2022 · Amount on Record
Prior Sale	Jan 23, 2003 · Amount on Record
Deed Document Number	2022421958
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	0000592273
Record Updated	Sep 20, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2022
Property Address	324 MAIN ST # 26, 26, VISTA, CA 92084-6011
Document Number	0000421958
Map Reference	MAP 1468
Instrument Date	Oct 31, 2022
Instrument	2022-0421958
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	STEWART TITLE, STEWART TTL GUARANTY CO COM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2031 BRAVADO ST, VISTA, CA 92081-7028

Mortgage

Document Number	0000421959
Date	Nov 2, 2022
Instrument	2022-0421959

Lender

Name	WHISPERING MAIN LIVING TRUST
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	324 MAIN ST # 26, 26, VISTA, CA 92084-6011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000481254
Date	Oct 17, 2017
Instrument	2017-0481254

Lender

Name	SCE FCU
Type	Credit Union
Address	BALDWIN PARK, CA 91706

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2032

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2020
Property Address	324 MAIN ST # 26, 26, VISTA, CA 92084-6011
Document Number	0000592273
Instrument Date	Jul 13, 2020
Instrument	592273
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1584 WHISPERING PALM DR OCEANSIDE CA 920562392, OCEANSIDE, CA 92056-2392

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,511,117 (+2%) Land $530,604 Building $980,513
2025	$17,509.00 (+5.24%)	$1,481,488 (+4.04%) Land $520,200 Building $961,288
2024	$16,637.00 (+0.56%)
2023	$16,544.00 (+92.71%)	$1,423,961 Land $500,000 Building $923,961
2022	$8,585.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1998–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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