St. Charles County property record for 324 Madeira Ct, Saint Peters, MO 63376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,407 sqft · built 2007 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $61,495 (Jun 2008) |
| Tax Bill | $5,333 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T080900083 |
| Primary APN | T080900083 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,407 sqft Living Area |
| Gross Area | 4,026 sqft |
| 1st Floor Area | 1,486 sqft |
| Basement Area | 1,060 sqft |
| Finished Basement | 901 sqft |
| Unfinished Basement | 159 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | Deck Area |
| Patio Area | 280 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T080900083 |
|---|---|
| Street Address | 324 MADEIRA CT |
| City | SAINT PETERS |
| State | MO |
| Zip | 63376-7679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLA VISTA #1 LOT 71 |
| Legal Subdivision | BELLA VISTA #1 |
| Legal Lot Number | 71 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | SPENCER CREEK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 311211 |
324 Madeira Ct is owned and occupied by two individuals who bought it in June 2008.
Source: St. Charles County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 MADEIRA CT, SAINT PETERS, MO 63376-7679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Oct 14, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2008 · Amount on File |
| Deed Sale | Jun 3, 2008 · Amount on File |
| Prior Sale | Apr 24, 2008 · Amount on File |
| Deed Document Number | 2008402560 |
| Deed Book / Page | 4999 / 149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 1, 2026 |
| Property Address | 324 MADEIRA CT, SAINT PETERS, MO 63376-7679 |
| Document Number | 0000041823 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202641823 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 324 MADEIRA CT, SAINT PETERS, MO 63376-7679 |
| Document Number | 0000041823, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202641823 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 324 MADEIRA CT, SAINT PETERS, MO 63376-7679 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 324 MADEIRA CT, SAINT PETERS, MO 63376-7679 |
| Document Number | 2021R085330 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021R-085330 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 324 MADEIRA CT, SAINT PETERS, MO 63376-7679 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 324 MADEIRA CT, SAINT PETERS, MO 63376-7679 |
| Document Number | 2021R044192 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021R-044192 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 324 Madeira Ct was $5,333.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Peters City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,627 (-) | $413,825 (-) Land $75,000 Building $338,825 | |
| 2025 | $5,333.00 | $78,627 | $413,825 Land $75,000 Building $338,825 |
| 2023 | $76,999 | ||
| 2022 | $405,256 Land $55,000 Building $350,256 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Madeira Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1986–2001) |
| Most Recent Claim | Mar 2001 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Madeira Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST PETERS PWS serves 52,575 people · EPA ID MO6010719 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Mar 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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