321 Madeira Ct, Saint Peters, MO 63376 Property Records

St. Charles County property record for 321 Madeira Ct, Saint Peters, MO 63376

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 5,003 sqft · built 2014
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$464,000 (Nov 2021)
Tax Bill$7,045 (2025)
Deeds & MortgagesOct 2020 Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNT080900077

Property Details

APN / Parcel Number

Primary APNT080900077
Alternative APN
  • 3-0010-A363-00-0064.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area5,003 sqft Living Area
Gross Area5,836 sqft
1st Floor Area1,815 sqft
Basement Area1,639 sqft
Finished Basement1,529 sqft
Unfinished Basement110 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area723 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT080900077
Street Address321 MADEIRA CT
CitySAINT PETERS
StateMO
Zip63376-7677
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELLA VISTA #1 LOT 64
Legal SubdivisionBELLA VISTA #1
Legal Lot Number64
JurisdictionST CHARLES MO
Township / Civil DivisionSPENCER CREEK
Census Block Group2
Census Block2003
Census Tract311211

Owner

321 Madeira Ct is owned and occupied by two individuals who bought it in November 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address321 MADEIRA CT, SAINT PETERS, MO 63376-7677
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
US WIDE FINANCIAL LLC
Sep 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
US WIDE FINANCIAL LLC
Nov 24, 2021Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2021 · Amount on File
Deed SaleNov 24, 2021 · Amount on File
Prior SaleJun 20, 2014 · Amount on File
Deed Document Number202195979
Prior Transfer DateDec 27, 2013
Prior Transfer Doc0000006410
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address321 MADEIRA CT, SAINT PETERS, MO 63376-7677
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyFIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 MADEIRA CT, SAINT PETERS, MO 63376-7677

Mortgage

Document Number0000077334
DateOct 13, 2020
Instrument2020R-077334
Lender
NameUS WIDE FINANCIAL LLC
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueAug 1, 2050

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address321 MADEIRA CT, SAINT PETERS, MO 63376-7677
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 MADEIRA CT, SAINT PETERS, MO 63376-7677

Mortgage

Document Number0000079068
DateSep 21, 2021
Instrument2021R-079068
Lender
NameUS WIDE FINANCIAL LLC
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueJul 1, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 24, 2021
Property Address321 MADEIRA CT, SAINT PETERS, MO 63376-7677
Document Number0000095979
Map ReferenceMB 44 PG 307
Instrument DateNov 18, 2021
Instrument2021R-095979
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 MADEIRA CT, SAINT PETERS, MO 63376-7677

Mortgage

Document Number0000095980
DateNov 24, 2021
Instrument2021R-095980
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 321 Madeira Ct was $7,045.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Peters City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$104,065 (-)$547,711 (-) Land $82,500 Building $465,211
2025$7,045.00$104,065$547,711 Land $82,500 Building $465,211
2023$104,335
2022$549,132 Land $60,500 Building $488,632

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Madeira Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1986–2001)
Most Recent ClaimMar 2001 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Madeira Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PETERS PWS
serves 52,575 people · EPA ID MO6010719
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionMar 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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