324 Mack Rd, Covington, PA 16917 Property Records

Tioga County property record for 324 Mack Rd, Covington, PA 16917

Property Summary

Property Type	Rural Home
Details	2 bd · 1.5 ba · 2,196 sqft · built 2009
Lot Size	10.3 acres (448,668 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Jan 2009)
Tax Bill	$5,016 (2026)
Deeds & Mortgages	Sep 2018 Line of Credit Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07/01.00/020./4/000`

Property Details

APN / Parcel Number

Primary APN	`07/01.00/020./4/000`
Alternative APN	`00022078`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,196 sqft Living Area
Basement Area	1,144 sqft
Finished Basement	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Logs
Lot Area	448,668 sqft (10.3 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00022078
Street Address	324 MACK RD
City	COVINGTON
State	PA
Zip	16917-9754
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	TIOGA PA
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1054
Census Tract	950500

Owner

Source: Tioga County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 MACK RD, COVINGTON, PA 16917-9754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS COMMUNITY BANK
Sep 10, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2009 · Amount on Record
Deed Sale	Jan 13, 2009 · Amount on Record
Deed Document Number	2009246
Deed Book / Page	780 / 2613
Last Transfer Date	Sep 3, 2019
Transfer Doc	201906731
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	324 MACK RD, COVINGTON, PA 16917-9754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201808027
Date	Sep 7, 2018
Instrument	201808027

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank
Address	MANSFIELD, PA 16933

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Aug 30, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TIOGA PA
Recording Date	Sep 10, 2019
Property Address	324 MACK RD, COVINGTON, PA 16917-9754
Document Number	201906731
Instrument Date	Sep 3, 2019
Instrument	201906731
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 MACK RD, COVINGTON, PA 16917-9754

Tax Assessment & Valuation

Source: Tioga County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Tioga County
County Subdivision	Covington Township
Unified School District	Southern Tioga School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,016.00 (-23.24%)	$321,740 (+16.98%) Land $25,640 Building $296,100
2024	$6,535.00	$275,030 Land $26,040 Building $248,990
2023			$335,550 Land $39,450 Building $296,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (2010–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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