278 Mack Rd, Covington, PA 16917 Property Records

Tioga County property record for 278 Mack Rd, Covington, PA 16917

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 2,102 sqft · built 1978
Lot Size	22.8 acres (993,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Feb 2017)
Tax Bill	$3,432 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07/01.00/020./6/000`

Property Details

APN / Parcel Number

Primary APN	`07/01.00/020./6/000`
Alternative APN	`00021865`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,102 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Lot Area	993,168 sqft (22.8 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00021865
Street Address	278 MACK RD
City	COVINGTON
State	PA
Zip	16917-9756
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	TIOGA PA
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1054
Census Tract	950500

Owner

Source: Tioga County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	278 MACK RD, COVINGTON, PA 16917-9756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS COMMUNITY BANK
Feb 3, 2017	Deed, Transfer · Conventional Mortgage FIRST CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2017 · Amount on Record
Deed Sale	Feb 3, 2017 · Amount on Record
Deed Document Number	20171258
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	278 MACK RD, COVINGTON, PA 16917-9756
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	CORNERSTONE ABSTRACT & SETMN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202004566
Date	Jul 7, 2020
Instrument	202004566

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank
Address	MANSFIELD, PA 16933

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2045

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA PA
Recording Date	Feb 3, 2017
Property Address	278 MACK RD, COVINGTON, PA 16917-9756
Document Number	201701258
Map Reference	MAP 5293
Instrument Date	Jan 20, 2017
Instrument	201701258
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	278 MACK RD, 278, COVINGTON, PA 16917-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 S WILLIAMSON RD, BLOSSBURG, PA 16912-1024

Mortgage

Document Number	201701259
Date	Feb 3, 2017
Instrument	201701259

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Tioga County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Tioga County
County Subdivision	Covington Township
Unified School District	Southern Tioga School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,432.00 (-33.06%)	$220,180 (+2.03%) Land $28,380 Building $191,800
2024	$5,127.00	$215,790 Land $28,910 Building $186,880
2023			$268,200 Land $76,400 Building $191,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (2010–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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