324 la Veta Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 324 la Veta Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,956 sqft · built 1988
Lot Size	0.84 acres (3,666 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Aug 2011)
Tax Bill	$11,663 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`256-293-16-00`

Property Details

APN / Parcel Number

Primary APN	`256-293-16-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Building Area	1,956 sqft Living Area
Gross Area	432 sqft
Basement Area	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Lot Area	3,666 sqft (0.84 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	324 LA VETA AVE
City	ENCINITAS
State	CA
Zip	92024-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS11
Legal Description	BLK J LOT 19 TR 001800
Legal Subdivision	SEASIDE GARDEN HEIGHTS
Legal Tract	001800
Legal Block	J
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	17702

Owner

Source: San Diego County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	324 LA VETA AVE, ENCINITAS, CA 92024-2531
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit FRANKLIN LOAN CENTER
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2011 · Amount on Record
Deed Sale	Aug 11, 2011 · Amount on Record
Prior Sale	Nov 28, 2005 · Amount on Record
Deed Document Number	2011411084
Last Transfer Date	Apr 27, 2015
Transfer Doc	0000235622
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2026
Property Address	324 LA VETA AVE, ENCINITAS, CA 92024-2531
Document Number	0000221067
Instrument Date	Jul 24, 2026
Instrument	2026221067
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	324 LA VETA AVE, ENCINITAS, CA 92024-2531

Mortgage

Document Number	0000221067,
Date	Jul 31, 2026
Instrument	2026221067

Lender

Name	FRANKLIN LOAN CENTER

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	324 LA VETA AVE, ENCINITAS, CA 92024-2531
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 LA VETA AVE, ENCINITAS, CA 92024-2531

Mortgage

Document Number	0000786677
Date	Nov 15, 2021
Instrument	2021-0786677

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	324 LA VETA AVE, ENCINITAS, CA 92024-2531
Document Number	0000189341
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	324 LA VETA AVE ENCINITAS CA 920242531, ENCINITAS, CA 92024-2531

Mortgage

Document Number	0000189341
Date	Apr 14, 2020
Instrument	189341

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 13, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,062,439 (+2%) Land $781,510 Building $280,929
2025	$11,663.00 (+7.34%) Homeowner's exemption	$1,041,608 (+4.04%) Land $766,187 Building $275,421
2023	$10,865.00 (+1.54%) Homeowner's exemption	$1,001,163 Land $736,436 Building $264,727
2022	$10,700.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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