324 Jessamine Ave E, Saint Paul, MN 55130 Property Records

Ramsey County property record for 324 Jessamine Ave E, Saint Paul, MN 55130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1894
Lot Size	0.336 acres (14,640 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Sep 2020)
Tax Bill	$3,596 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-29-22-11-0015`

Property Details

APN / Parcel Number

Primary APN	`30-29-22-11-0015`
Alternative APNs	`8429875` `480891`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	636 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	14,640 sqft (0.336 acres)
Lot Dimensions	122 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	391 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	480891
Street Address	324 JESSAMINE AVE E
City	SAINT PAUL
State	MN
Zip	55130-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTMINSTER ADDITION LOTS 3 4 & LOT 5 BLK 8
Legal Range	22
Legal Township	29
Legal Section	30
Legal Subdivision	WESTMINSTER ADDITION
Legal Block	8
Legal Lot Number	3,5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3015
Census Tract	30900

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5775 WAYZATA BLVD, 700, MINNEAPOLIS, MN 55416-1233
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST STATE BANK OF ROSEMOUNT
Dec 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST STATE BANK OF ROSEMOUNT
Sep 24, 2020	Warranty Deed, Transfer · Conventional with PMI AXIA FIN'L
Aug 20, 2020	Warranty Deed, Transfer · Conventional with PMI AXIA FIN'L
Jul 27, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	20204834617
Prior Transfer Date	Jun 11, 2018
Prior Transfer Doc	0A04720131
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	324 JESSAMINE AVE E, SAINT PAUL, MN 55130-3730
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	DCA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 EMERSON AVE N, MINNEAPOLIS, MN 55411-1391

Mortgage

Document Number	0T02746646
Date	Dec 15, 2022
Instrument	T02746646

Lender

Name	THE FIRST STATE BANK OF ROSEMOUNT
Type	Bank
Address	ROSEMOUNT, MN 55068

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	324 JESSAMINE AVE E, SAINT PAUL, MN 55130-3730
Transaction Type	Mortgage
Record Updated	Dec 19, 2022
Title Company	DCA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 EMERSON AVE N, MINNEAPOLIS, MN 55411-1391

Mortgage

Document Number	0A04974211
Date	Dec 13, 2022
Instrument	A04974211

Lender

Name	THE FIRST STATE BANK OF ROSEMOUNT
Type	Bank
Address	ROSEMOUNT, MN 55068

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 24, 2020
Property Address	324 JESSAMINE AVE E, SAINT PAUL, MN 55130-3730
Document Number	0004834617
Instrument Date	Aug 18, 2020
Instrument	4834617
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 JESSAMINE AVE E ST PAUL MN 551303730, ST PAUL, MN 55130-3730

Mortgage

Document Number	4834618
Date	Sep 24, 2020
Instrument	4834618

Lender

Name	AXIA FIN'L
Type	Funding / Finance Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 20, 2020
Property Address	324 JESSAMINE AVE E, SAINT PAUL, MN 55130-3730
Document Number	0002672963
Instrument Date	Aug 10, 2020
Instrument	2672963
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 JESSAMINE AVE E ST PAUL MN 551303730, ST PAUL, MN 55130-3730

Mortgage

Document Number	2672964
Date	Aug 20, 2020
Instrument	2672964

Lender

Name	AXIA FIN'L
Type	Funding / Finance Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 27, 2018
Property Address	324 JESSAMINE AVE E, SAINT PAUL, MN 55130-3730
Document Number	0004720131
Instrument Date	Jun 11, 2018
Instrument	4720131
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27W333 WATERFORD DR WINFIELD IL 601901842, WINFIELD, IL 60190-1842

Mortgage

Document Number	2617489
Date	Jul 27, 2018
Instrument	2617489

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 26, 2038

Mortgage

Document Number	4720132,
Date	Jul 27, 2018
Instrument	4720132

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 26, 2038

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,300 (+1.79%) Land $41,300 Building $146,000	$187,300 (+1.79%) Land $41,300 Building $146,000
2025	$3,596.00 (+30.67%)	$184,000 (+7.16%) Land $37,500 Building $146,500	$184,000 (+7.16%) Land $37,500 Building $146,500
2024	$2,752.00 (-6.9%)
2023	$2,956.00	$171,700 Land $30,000 Building $141,700	$171,700 Land $30,000 Building $141,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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