145 Jessamine Ave E, Saint Paul, MN 55117 Property Records

Ramsey County property record for 145 Jessamine Ave E, Saint Paul, MN 55117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 756 sqft · built 1950
Lot Size	0.094 acres (4,080 sqft)
Owner	2 Individual Names on File
Last Sale	$104,103 (Apr 2020)
Tax Bill	$4,610 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2020 Sale & Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`30-29-22-12-0083`

Property Details

APN / Parcel Number

Primary APN	`30-29-22-12-0083`
Alternative APNs	`302922120071` `8431969` `483166`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	756 sqft Living Area
1st Floor Area	756 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Exterior Material	Stucco
Lot Area	4,080 sqft (0.094 acres)
Lot Dimensions	80 ft deep x 51 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	483166
Street Address	145 JESSAMINE AVE E
City	SAINT PAUL
State	MN
Zip	55117-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANSOMS ADDITION TO,ST. PAUL THE WLY 50.50 FT OF LOTS 15 AND 16 BLK 3
Legal Range	22
Legal Township	29
Legal Section	30
Legal Subdivision	RANSOMS ADDITION TO,ST. PAUL
Legal Block	3
Legal Lot Number	15,16
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3010
Census Tract	30500

Owner

145 Jessamine Ave E is owned and occupied by two individuals who acquired it in February 2022.

Source: Ramsey County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	145 JESSAMINE AVE E, SAINT PAUL, MN 55117-5019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 21, 2020	Warranty Deed, Subdivision Related Transfer GUARANTEED RATE
Apr 7, 2020	Warranty Deed, Subdivision Related Transfer GUARANTEED RATE
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Apr 21, 2020	Correction Deed, Subdivision Related Transfer CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC
Oct 17, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI GUARANTEED RATE
Nov 7, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI GUARANTEED RATE
Nov 7, 2019	Correction Deed, Subdivision Related Transfer CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC
Nov 5, 2018	Grant Deed, Subdivision Related Transfer
Nov 1, 2018	Grant Deed, Transfer AMERICAN LAND & CAP
Nov 5, 2018	Warranty Deed, Transfer AMERICAN LAND & CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2020 · Amount on File
Deed Sale	Apr 21, 2020 · Amount on File
Prior Sale	Apr 7, 2020 · Amount on File
Deed Document Number	20204807451
Last Transfer Date	Feb 4, 2022
Transfer Doc	0004940852
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	145 JESSAMINE AVE E, SAINT PAUL, MN 55117-5019
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02716384
Date	Nov 1, 2021
Instrument	T02716384

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 21, 2020
Property Address	145 JESSAMINE AVE E, SAINT PAUL, MN 55117-5019
Document Number	0004807451
Instrument Date	Mar 17, 2020
Instrument	4807451
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2020
Title Company	CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 JESSAMINE AVE E ST PAUL MN 551175019, ST PAUL, MN 55117-5019

Mortgage

Document Number	4807452
Date	Apr 21, 2020
Instrument	4807452

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 7, 2020
Property Address	145 JESSAMINE AVE E, SAINT PAUL, MN 55117-5019
Document Number	0002662953
Instrument Date	Mar 17, 2020
Instrument	2662953
Transaction Type	Subdivision Related Transfer
Record Updated	May 6, 2020
Title Company	CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 JESSAMINE AVE E ST PAUL MN 551175019, ST PAUL, MN 55117-5019

Mortgage

Document Number	2662954
Date	Apr 7, 2020
Instrument	2662954

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	145 JESSAMINE AVE E, SAINT PAUL, MN 55117-5019
Document Number	0004807452
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2021
Title Company	CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 JESSAMINE AVE E ST PAUL MN 551175019, ST PAUL, MN 55117-5019

Mortgage

Document Number	0004807452
Date	Apr 21, 2020
Instrument	4807452

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

April 2020: Correction Deed, Subdivision Related Transfer

Document Type	Correction Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 21, 2020
Property Address	145 JESSAMINE AVE E, SAINT PAUL, MN 55117-5019
Document Number	0004807451
Instrument Date	Mar 17, 2020
Instrument	4807451
Transaction Type	Subdivision Related Transfer
Record Updated	May 11, 2021
Title Company	CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$354.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 JESSAMINE AVE E ST PAUL MN 551175019, ST PAUL, MN 55117-5019

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 17, 2019
Property Address	145 JESSAMINE AVE E, SAINT PAUL, MN 55117-5019
Document Number	0002650567
Instrument Date	Aug 16, 2019
Instrument	2650567
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2019
Title Company	CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	149 JESSAMINE AVE E ST PAUL MN 551175019, ST PAUL, MN 55117-5019

Mortgage

Document Number	2650568
Date	Oct 17, 2019
Instrument	2650568

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 7, 2019
Property Address	145 JESSAMINE AVE E, SAINT PAUL, MN 55117-5019
Document Number	0004782410
Instrument Date	Aug 16, 2019
Instrument	4782410
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 20, 2019
Title Company	CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	149 JESSAMINE AVE E ST PAUL MN 551175019, ST PAUL, MN 55117-5019

Mortgage

Document Number	4782411
Date	Nov 7, 2019
Instrument	4782411

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2049

November 2019: Correction Deed, Subdivision Related Transfer

Document Type	Correction Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 7, 2019
Property Address	145 JESSAMINE AVE E, SAINT PAUL, MN 55117-5019
Document Number	0004782410
Instrument Date	Aug 16, 2019
Instrument	4782410
Transaction Type	Subdivision Related Transfer
Record Updated	May 11, 2021
Title Company	CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	149 JESSAMINE AVE E ST PAUL MN 551175019, ST PAUL, MN 55117-5019

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 5, 2018
Property Address	145 JESSAMINE AVE E, SAINT PAUL, MN 55117-5019
Document Number	0004733952
Instrument Date	Nov 1, 2018
Instrument	4733952
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2018

Transaction

Amount	Amount on Record
Tax	$353.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 JESSAMINE AVE E ST PAUL MN 551175019, ST PAUL, MN 55117-5019

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 1, 2018
Property Address	145 JESSAMINE AVE E, SAINT PAUL, MN 55117-5019
Document Number	0002626916
Instrument Date	Nov 1, 2018
Instrument	2626916
Transaction Type	Transfer
Record Updated	Nov 14, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 JESSAMINE AVE E ST PAUL MN 551175019, ST PAUL, MN 55117-5019

Mortgage

Document Number	2626915
Date	Nov 1, 2018
Instrument	2626915

Lender

Name	AMERICAN LAND & CAP
Type	Funding / Finance Company
Address	LAKEVILLE, MN 55044

Agreement

Amount	Amount on Record

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 5, 2018
Property Address	145 JESSAMINE AVE E, SAINT PAUL, MN 55117-5019
Document Number	0004733950
Instrument Date	Nov 1, 2018
Instrument	4733950
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	PARTNERS TITLE COMPANY, PARTNERS TITLE CO.

Transaction

Amount	Amount on Record
Tax	$354.02
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	145 JESSAMINE AVE E ST PAUL MN 551175019, ST PAUL, MN 55117-5019

Mortgage

Document Number	4733951
Date	Nov 5, 2018
Instrument	4733951

Lender

Name	AMERICAN LAND & CAP
Type	Funding / Finance Company
Address	LAKEVILLE, MN 55044

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 145 Jessamine Ave E was $4,610.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,400 (+4.68%) Land $25,000 Building $254,400	$279,400 (+4.68%) Land $25,000 Building $254,400
2025	$4,610.00	$266,900 Land $25,000 Building $241,900	$266,900 Land $25,000 Building $241,900
2023	$3,910.00	$245,200 Land $20,000 Building $225,200	$245,200 Land $20,000 Building $225,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Jessamine Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Jessamine Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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