324 Harding St, Morley, MO 63767 Property Records

Scott County property record for 324 Harding St, Morley, MO 63767

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 1968
Lot Size	0.489 acres (21,300 sqft)
Owner	Individual Name on Record
Last Sale	$186,226 (Aug 2022)
Tax Bill	$976 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-8.0-33.00-004-001-004.00`

Property Details

APN / Parcel Number

Primary APN	`09-8.0-33.00-004-001-004.00`

Interior

Building Area	1,288 sqft Base Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Roof Material	Composition Shingle
Lot Area	21,300 sqft (0.489 acres)
Lot Dimensions	150 ft deep x 142 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	324 HARDING ST
City	MORLEY
State	MO
Zip	63767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7-9 BLK 18 TOWN OF MORLEY PB 1/1 142 X 150
Legal Range	13E
Legal Township	28N
Legal Section	33
Legal Subdivision	TOWN OF MORLEY
Legal Block	18
Legal Lot Number	7-9
Jurisdiction	SCOTT MO
Township / Civil Division	MORLEY
Census Block Group	1
Census Block	1091
Census Tract	780300

Owner

Source: Scott County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 302, MORLEY, MO 63767-0302
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Deed Document Number	20224432
Deed Book / Page	2022 / 4432
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Aug 30, 2022
Property Address	324 HARDING ST, MORLEY, MO 63767
Document Number	02022/4432
Book / Page	2022 / 4432
Map Reference	MB 1 PG 1
Instrument Date	Aug 30, 2022
Instrument	20224432
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	NATIONAL TITLE INSURANCE COMPANY, NATIONAL T&E LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 W HARDING ST, ORAN, MO 63771

Mortgage

Document Number	0020224433
Date	Aug 30, 2022
Instrument	20224433

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Scott County
Municipality	Morley City
Unified School District	Scott County Central Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,980 (-)
2025	$976.00	$12,980 (+11.8%)	$68,310 (+11.8%) Land $3,390 Building $64,920
2023		$11,610	$61,100 Land $3,390 Building $57,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2002–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORLEY PWS serves 699 people · EPA ID MO4010945
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000