317 Harding St, Morley, MO 63767 Property Records

Scott County property record for 317 Harding St, Morley, MO 63767

Property Summary

Property Type	Single Family Home
Details	1,133 sqft · built 1910
Lot Size	0.489 acres (21,300 sqft)
Owner	Individual Name on Record
Last Sale	$86,450 (Aug 2023)
Tax Bill	$654 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-8.0-33.00-004-004-001.00`

Property Details

APN / Parcel Number

Primary APN	`09-8.0-33.00-004-004-001.00`

Interior

Building Area	1,133 sqft Base Area
1st Floor Area	1,133 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	21,300 sqft (0.489 acres)
Lot Dimensions	142 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	555 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	317 HARDING ST
City	MORLEY
State	MO
Zip	63767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-3 BLK 21 TOWN OF MORLEY PB 1/1 R-1910 150 X 142
Legal Range	13E
Legal Township	28N
Legal Section	33
Legal Subdivision	TOWN OF MORLEY
Legal Block	21
Legal Lot Number	1-3
Jurisdiction	SCOTT MO
Township / Civil Division	MORLEY
Census Block Group	1
Census Block	1101
Census Tract	780300

Owner

Source: Scott County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 HARDING ST, BENTON, MO 63736-8214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF CHARLESTON
Aug 9, 2019	Special Warranty Deed, Transfer
Jan 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Prior Sale	Aug 9, 2019
Deed Document Number	20233214
Deed Book / Page	2023 / 3214
Prior Transfer Date	Jul 26, 2023
Prior Transfer Doc	02023/3216
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	317 HARDING ST, MORLEY, MO 63767
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 203, ANNISTON, MO 63820-0203

Mortgage

Document Number	02023/3215
Date	Aug 23, 2023
Book Page	2023/3215
Instrument	20233215

Lender

Name	CITIZENS BANK OF CHARLESTON
Type	Bank
Address	CHARLESTON, MO 63834

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 26, 2028

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Aug 9, 2019
Property Address	317 HARDING ST, MORLEY, MO 63767
Document Number	02019/3168
Book / Page	2019 / 3168
Map Reference	MB 1 PG 1
Instrument Date	Aug 9, 2019
Instrument	20193168
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 WARNER AVE, SCOTT CITY, MO 63780-1524

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Jan 27, 2017
Property Address	317 HARDING ST, MORLEY, MO 63767
Document Number	02017/0378
Book / Page	2017 / 0378
Map Reference	PL1 PG1
Instrument Date	Jan 17, 2017
Instrument	20170378
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 E SCHOOL ST, BONNE TERRE, MO 63628-1721

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Scott County
Municipality	Morley City
Unified School District	Scott County Central Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,690 (-)
2025	$654.00 (+10.85%)	$8,690 (+11.55%)	$45,720 (+11.49%) Land $3,360 Building $42,360
2024	$590.00
2023		$7,790	$41,010 Land $3,360 Building $37,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2002–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORLEY PWS serves 699 people · EPA ID MO4010945
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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